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Medical Forum / Diseases and Disorders / Arthritis / April 2004UK- Europe travel insurance
Hi, Can anyone tell me about travel insurance (health costs) for travel to and a short stay in Holland from the UK? I have lupus which is a form of arthritis and APLS and am on a lot of medication! Do I need specialist insurance or what? Thanks !  Signaturefor an alternative look at current events, go to http://www.greenpeace.org.uk/ > Hi, > Can anyone tell me about travel insurance (health costs) for travel to [quoted text clipped - 3 lines] > Do I need specialist insurance or what? > Thanks ! I would think you will need travel insurance, but you must tell them about your condition and the drugs you take, as they may put a clause in the policy. You'd need to shop around I think. Jayne > I would think you will need travel insurance, but you must tell them about > your condition and the drugs you take, as they may put a clause in the > policy. You'd need to shop around I think. > > Jayne I have to agree with this. Usually they will increase the excess on your travel ins policy, or will exclude anything to do with your condition - it shouldn't increase the premium you have to pay for cover. If you don't tell them, it could render the complete policy invalid. A quick search on the net should be able to get the answers you need. Janet > > I would think you will need travel insurance, but you must tell them > about [quoted text clipped - 11 lines] > > Janet I have a psychiatric illness , arthritis and osteo and i took my insurance out with Nationwide when i went to Florence for xmas and all they did was exempt me with the illnesses and took my medication down but i also had E111 to just make sure i was covered.But it is worth looking around due to some companies would like a dr's letter which increases the insurance costs.I am going to Rome this Xmas and i will be using Nationwide again as before. Snake. Hi, I have got an application form for an E111, the guidance notes on the E111 do not say anything about preexisting medical conditions. I have contacted my GPs office. The E111 gidance notes said contact your GP for more info. I was told when speaking to the GP reception "speak to the insurance company about it". When I said it was a govenment scheme (E111) I was told to "phone the number on the form". I can't find one! I phoned Lupus UK and they said they didnt know but if I phoned some insurance companies I would get some more info. I was then given some insurance companies numbers. To be frank I feel angry about this, I am only planning on going for a few days in Ansterdam, why should I have to take out insurance when other people don't? I cannot postpone the trip (late May) due to partner being off work then. Feel like not going abroad at all now! I am waiting to hear back from NHS Direct. Hopefully they will tell me something more specific. Thanks for the info so far, Lynne >>> I would think you will need travel insurance, but you must tell them >> about [quoted text clipped - 19 lines] > going to Rome this Xmas and i will be using Nationwide again as before. > Snake. Signaturefor an alternative look at current events, go to http://www.greenpeace.org.uk/ > Hi, > I have got an application form for an E111, the guidance notes on the E111 [quoted text clipped - 17 lines] > Thanks for the info so far, > Lynne Lynne - when I replied I was under the impression that you were referring to travel insurance, not the E111 scheme. I don't know much about the E111, apart from the fact that I get one to go to Europe, but I believe it doesn't cover all costs of treatment, and that you should also have insurance to cover you. Jayne > Lynne - when I replied I was under the impression that you were referring to > travel insurance, not the E111 scheme. I don't know much about the E111, [quoted text clipped - 3 lines] > > Jayne Yes, Jayne is correct. You need an E111 (free!!!!!) which you need to get stamped at a Post Office before you go - that covers any expenses you incur while there, and you also need normal travel insurance. I only found out recently that you should renew your E111 every 2 or 3 years. The people who don't take out travel insurance take a huge risk. For your own peace of mind, take out insurance and don't let this stop you travelling abroad. I don't expect the E111 will be free for much longer. It seems to have escaped Gordon's net so far......... Enjoy Amsterdam. I envy you your trip. Janet > Hi, > I have got an application form for an E111, the guidance notes on the E111 [quoted text clipped - 41 lines] > > going to Rome this Xmas and i will be using Nationwide again as before. > > Snake. As i said the other day i take out E111 plus travel insurance at a reasonable price of £14.00 which covers upto 7 days with Nationwide online,i tried Tesco's online but it was costing me a fortune with all my illnesses. Enjoy your trip don't give up because of insurance cover with i can get it with all my ailments so can you Jan. Snake. > As i said the other day i take out E111 plus travel insurance at a > reasonable price of £14.00 which covers upto 7 days with Nationwide online,i > tried Tesco's online but it was costing me a fortune with all my illnesses. > Enjoy your trip don't give up because of insurance cover with i can get it > with all my ailments so can you Jan. > Snake. Don't worry about me, Snake. I've got an annual policy. I ring them up every year, pay the premium, tell 'em what operations I've had in the last year, and what I'm on the waiting list for now, and then they send me a letter telling me what the excess and/or exclusions are. Simple! Janet > > As i said the other day i take out E111 plus travel insurance at a > > reasonable price of £14.00 which covers upto 7 days with Nationwide [quoted text clipped - 11 lines] > me a letter telling me what the excess and/or exclusions are. Simple! > Janet That's good . Snake Hi, Yes, it looks like I need the E111 and travel insurance. I may not be able to organise it in time as we havent booked the trip yet, partner is one of those "tomorrow people". We also have a window in June so when he gets his finger out I will give a ring around the recommended insurers. .n Wed, 28 Apr 2004 19:20:52 +0100, snake wrote (in message <c6osm5$oha$1$8302bc10@news.demon.co.uk>): >>> As i said the other day i take out E111 plus travel insurance at a >>> reasonable price of £14.00 which covers upto 7 days with Nationwide [quoted text clipped - 14 lines] > That's good . > Snake Signaturefor an alternative look at current events, go to http://www.greenpeace.org.uk/ |
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