I was overcharged by a hospital. It was for about $400. For one part of the
bill, I had not yet reached my deductible, so my insurance paid nothing, but
applied the amount towards the deductible. The hospital treated that charge
as "uninsured" and charged me the entire amount, even though they treated
the rest of my charges as "insured". Since this is an automated,
computerized accounting system, I have got to believe that the hospital
routinely overcharges it patients. I can't believe that I was the only one
that was hit by this obvious computer error.
After I called them, they fixed my bill, but I wonder how many other
patients just get bilked.
> Did you see the documentary on TV where this guy went to the Hospital
> Emergency (in the U.S.) 'cause he couldn't stop his nose from bleeding?
[quoted text clipped - 9 lines]
> showed a kidney bowl: the normal cost, about 3 bucks. The Hospital
> charge for the patient 33 bucks. Scary!! ...Jon
Johnny1000@webtv.net - 17 Jan 2005 17:11 GMT
Hi Cando... The interviewed Dr. tried to point out how a computer can
easily make a mistake and instead of charging the patient 5 bucks, it
charges 500. ...The reporter didn't buy it, but you're right-- Many
patients just look at all the gobbly-goop on the itemization, then pay
the requested amount.
...When we were in Reno a few years back, my Mother had some renal
problems. I phoned the ambulance and was shocked to see one arrive in
about 2 minutes. They took her to the Hospital, which, incidentally,
turned out to be only 2 blocks away. This was 11 at night. We sat in the
emergency room 'till 4 in the morning, before the Dr. came in. He took a
pee sample, then said: you look oK, good-bye.
...Now this was the only time we had inadvertently forgot to get
medical insurance. (All our drives to the US are usually to take a
cruise, thus we pre-buy a packaged deal.) But when I realized we had
forgot to purchase this time, we had already driven 500 miles across the
border. But I thought: what are the chances of anything happening-- 3
day drive down, 2 days there, 3 days back. Nothing can go wrong,
right? ---Wrong !) ...The Ambulance cost her 500 bucks, the rest
another 700 bucks. ..We felt we got off easy; it could have cost a
bundle more. Never again will we travel without insurance.
At any rate, the thing that I found disturbing was how the hospital
charges for it's service. Jesus... When we got home, there were bills
coming out of the wood-work. The ambulance sends you a bill, the Dr.
sends you a bill, The hospital, the lab etc. etc. ...It was kind of
scary, We were beginning to wonder how many others were going to stick
their fingers in the pot too, and send out bills. ... We thought, what
if the hospital sweepers send out their own bill, or how about the
plumbers and the electricians. ...I'm used to the fact where a
hospital is one entity. You stay, and here's the bill... None of these
extra user fees. ...And the scary part is, the patient has not a leg
to stand on. If the hospital says you owe 10 bucks for the depreciation
of the chair you're sitting on in waiting room, or 2 bucks for reading
their magazine there, you can't argue the fact. ...Jon