Ask until your son's insurance provider sends him a copy of its formulary.
Doctors can't know the details of every drug coverage plan. My MS BC-BS
provided a pocket size card of preferred drugs. If the doctor orders
generic there is NO co-pay. If he orders a preferred (by BC-BS I suppose)
then the co-pay is lower than if a none preferred drug is provided. It will
PAY to know the details of your prescription drug coverage if you are
concerned about paying the minimum out of pocket costs.
> My son went to his doctor who gave him some samples of Nexium. He used the
> samples and told the doctor that they worked for him so his doctor faxed a
[quoted text clipped - 16 lines]
>
> Ora
Ora wrote...
[A story of a patient (her son) who was prescribed proton-pump inhibitor
Nexium, but refused to try the ppi that his insurance company preferred.
A torturous path ensued when the patient attempted to get the medicine
that he wanted.]
Sorry, I have no sympathy for the patient or you. By participating in
his insurance plan, he agrees to the terms. Among them is the concept
that only certain drugs will be used, and when a group of drugs exhibit
similar properties, the patient will accept the more cost effective
drug. Does your son also refuse generics?
The patient may argue that his physician PRESCRIBED Nexium, not
Protonix, but on the other hand a licensed, qualified physician reviewed
the facts and felt Protonix was a reasonable and acceptable alternative.
I guess your son knows more than physicians.
The "prior authorization" protocols were NOT set up for the scenario you
describe. I guess the patient made enough of a fuss that the health care
system finally caved in to shut him up. I wish that would work when I go
to the supermarket, or McDonalds.
The story once again corroborates one of my 47 ineluctable truths of
life:
Everyone believes they deserve the best health care money can provide,
but someone else should foot the bill.
Glenn Gilbreath Jr. - 01 Jan 2002 05:00 GMT
>From: Petepenguin@webtv.net (P T)
>Subject: Re: prior auths
>Date: Fri, 29 Apr 2005 10:10:57 -0500
>Ora wrote...
>[A story of a patient (her son) who was prescribed proton-pump inhibitor
>Nexium, but refused to try the ppi that his insurance company preferred.
>A torturous path ensued when the patient attempted to get the medicine
>that he wanted.]
>Sorry, I have no sympathy for the patient or you. By participating in
>his insurance plan, he agrees to the terms. Among them is the concept
>that only certain drugs will be used, and when a group of drugs exhibit
>similar properties, the patient will accept the more cost effective
>drug. Does your son also refuse generics?
>The patient may argue that his physician PRESCRIBED Nexium, not
>Protonix, but on the other hand a licensed, qualified physician reviewed
>the facts and felt Protonix was a reasonable and acceptable alternative.
>I guess your son knows more than physicians.
>The "prior authorization" protocols were NOT set up for the scenario you
>describe. I guess the patient made enough of a fuss that the health care
>system finally caved in to shut him up. I wish that would work when I go
>to the supermarket, or McDonalds.
>The story once again corroborates one of my 47 ineluctable truths of
>life:
>Everyone believes they deserve the best health care money can provide,
>but someone else should foot the bill.
WHAT??? You mean to tell me that you think the PATIENT
should take a more "pro-active" role in their health care
and actually PAY for medical services? Hehehehe....guess
that means we don't get free automobiles, gasoline to burn
in them, free maintainence for said auto, no free 16 bedroom/
15 bath homes, no free groceries??? Sheesh...Pete, you make
it sound like America is a semi-capitolistic society or
something! Hehehe...C U L8R!
Wiz <{;-)
Wizard57M
Glenn Gilbreath Jr.
Registered Pharmacist
http://members.surfbest.net/wizard57m@surfbest.net/index.htm
-- DOS Internet, Close Windows and Keep the Internet Open! --
nospam@aol.com - 29 Apr 2005 20:01 GMT
>Ora wrote...
>
[quoted text clipped - 5 lines]
>Sorry, I have no sympathy for the patient or you. By participating in
>his insurance plan, he agrees to the terms.
No one asked you for sympathy. In your book probably the patient is always
wrong. He is keeping you from the golf course.
>By participating in
>his insurance plan, he agrees to the terms.
Not true. He participates because he has no choice. That is the only plan his
employer offers. And don't tell me that his employer pays his premiums because
they don't.
> Among them is the concept
>that only certain drugs will be used, and when a group of drugs exhibit
[quoted text clipped - 5 lines]
>the facts and felt Protonix was a reasonable and acceptable alternative.
>I guess your son knows more than physicians.
His doctor told him to use only Nexium because he had already tried Prilosec
and it did not work very well. He was just making sure the system did not
override his own doctor's decision.
>The "prior authorization" protocols were NOT set up for the scenario you
>describe. I guess the patient made enough of a fuss that the health care
>system finally caved in to shut him up.
They cooperated because that is their job.
>I wish that would work when I go
>to the supermarket, or McDonalds.
When you go to the supermarket or McDonalds you have choices that we don't have
with the health care industry.
>The story once again corroborates one of my 47 ineluctable truths of
>life:
>
>Everyone believes they deserve the best health care money can provide,
>but someone else should foot the bill.
If better health care is available for the money that the patient provides he
should not settle for mediocre care.
Ora
P T - 29 Apr 2005 21:41 GMT
Ora replied:
>[This patient] participates because
>he has no choice. That is the only
>plan his employer offers.
This is America, and there is always a choice. America is the land of
the free, but that means, free to choose, not free beer.
:-)
(Now, who wants to buy me a beer?)
halo2 guy - 30 Apr 2005 05:05 GMT
What do you mean he has no choice to participate because that is all his
employer offers? Then you go on to say that they don't pay his premiums?
Well if they don't pay his premiums then he can go wherever he wants, since
he is apparantly paying the premiums, and get better insurance coverage. I
think you contradicted yourself.
There are always choices. You son could get a different job with a better
insurance company for example.
Also the insurance company covered Protonix but you didn't say your son has
already tried that.
If Nexium indeed was the only thing that worked for him then I would whole
heartedly agree that the insurance should cover it to a point. Absolutely.
But I also believe in going through the steps of trying the less expensive
therapies first and then getting the prior authorizations. This keeps
health care costs lower for EVERYONE!
The way you described your story is that you have a spoiled, whiny brat for
a son that complains until he gets his way.
>>Ora wrote...
>>
[quoted text clipped - 58 lines]
>
> Ora
nospam@aol.com - 30 Apr 2005 07:09 GMT
>What do you mean he has no choice to participate because that is all his
>employer offers? Then you go on to say that they don't pay his premiums?
>Well if they don't pay his premiums then he can go wherever he wants, since
>he is apparantly paying the premiums, and get better insurance coverage. I
>think you contradicted yourself.
Come down from the rainbow. Private insurance costs considerably more than
group insurance.
>There are always choices. You son could get a different job with a better
>insurance company for example.
I see. You want him to quit his job over a prescription problem? It is easier
to stand up for his rights.
>Also the insurance company covered Protonix but you didn't say your son has
>already tried that.
He tried Prilosec which is the same as Protonix. His own doctor knew that but
the backup doctor apparently did not and didn't bother to read his chart to find
out.
>If Nexium indeed was the only thing that worked for him then I would whole
>heartedly agree that the insurance should cover it to a point. Absolutely.
After trying the Prilosec he tried Nexium and it worked. So I guess you would
have to agree. He had also tried numerous OTC meds. You don't need the rundown.
>But I also believe in going through the steps of trying the less expensive
>therapies first and then getting the prior authorizations. This keeps
>health care costs lower for EVERYONE!
Especially the patient.
>The way you described your story is that you have a spoiled, whiny brat for
>a son that complains until he gets his way.
Whatever works. The squeaky wheel gets the grease.
Apparently you only read part of the story. He has been on antiacids for
years.
Whatever works. The squeaky wheel gets the grease.
Ora
who - 30 Apr 2005 13:03 GMT
>>Also the insurance company covered Protonix but you didn't say your son has
>>already tried that.
>
> He tried Prilosec which is the same as Protonix. His own doctor knew that but
> the backup doctor apparently did not and didn't bother to read his chart to find
> out.
Actually Nexium and Prilosec are nearly the same thing. Protonix is a
different drug, but in the same class. It really makes *more* sense to
try Protonix if Prilosec didn't work.
nospam@aol.com - 30 Apr 2005 20:33 GMT
>>>Also the insurance company covered Protonix but you didn't say your son has
>>>already tried that.
>>
>> He tried Prilosec which is the same as Protonix. His own doctor knew that but
>> the backup doctor apparently did not and didn't bother to read his chart to find
>> out.
I stand corrected. They are not the same.
Ora
>Actually Nexium and Prilosec are nearly the same thing. Protonix is a
>different drug, but in the same class. It really makes *more* sense to
>try Protonix if Prilosec didn't work.