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Medical Forum / General / General / December 2005

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Cost of Blood Tests

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Gary - 23 Dec 2005 16:20 GMT
Hi,

I am trying to get a handle on the cost of a blood test in a large
Metropolitan hospital as part of a physical. My physician has an office in a
wing of the hospital.

I had a standard physical where the doctor sent me down to the lab for blood
and urine tests. In the past I had free health care with this hospital but
now I am on a deductible and I get billed for tests. However, when the bill
arrived, I was amazed at the over $650 amount. Now I am trying to grapple
with the specifics of the tests he wanted and cross reference that to the
bill. Also I am questioning the amounts. Maybe its normal and I need to be
educated.

For example this is the only part of my bill that has me wondering if an
error was made:

LIPID PANEL  - $115
COMPREHENSIVE M....  - $450
SEDIMENTATION - $20

Please note that in addition to being my physician for annual physical and
reference to specialists, should I need one, he specializes in hematology.
Therefore, perhaps he ordered some exotic tests even though I do not have a
blood disease and just had a comprehensive physical.
Robert - 23 Dec 2005 19:03 GMT
> Hi,
>
[quoted text clipped - 4 lines]
> I had a standard physical where the doctor sent me down to the lab for blood
> and urine tests.
No such thing as a standard physical as people are not standard. Physicals
are patient orientated.
I have never had a urinalysis as a part of my physical and they are not
generally recommended. It might be something about you that he needed it
for.

In the past I had free health care with this hospital
Nothing is free so I don't know what's up with that. You mean you paid no
deductable in the past?
but
> now I am on a deductible and I get billed for tests. However, when the bill
> arrived, I was amazed at the over $650 amount.
It's a game played in healthcare. Insurance carriers don't pay that total
amount. If they did they would ban that lab from ever doing business with
them again. Some insurance carriers specifically tell you to go to certain
labs and they won't pay for other places.
The laboratory checked to make sure you were eligible to go there otherwise
they would not have done the work.
Doctors can not tell you where to go for lab work as that would be a
conflict of interest unless the insurance has policies on that.
You can take the lab order to any lab or shop around for cost if you so
desire.

Now I am trying to grapple
> with the specifics of the tests he wanted and cross reference that to the
> bill. Also I am questioning the amounts. Maybe its normal and I need to be
[quoted text clipped - 11 lines]
> Therefore, perhaps he ordered some exotic tests even though I do not have a
> blood disease and just had a comprehensive physical.

There is nothing exotic about these tests but pretty common. Unfortunately
again sedimentation rates are not a normal part of an anual physical unless
there is something about you specifically that is of concern.
Gary - 23 Dec 2005 19:41 GMT
> >> > For example this is the only part of my bill that has me wondering if
an
> > error was made:
> >
[quoted text clipped - 11 lines]
> again sedimentation rates are not a normal part of an anual physical unless
> there is something about you specifically that is of concern.

Robert, my doctor does urine and blood for every patient. I asked about the
blood tests and was informed there is nothing exotic about them. I guess
that I just fell into the deductible well and have to pay amounts that an
insurance company would not, because they have special contracts for what is
charged. I will check around for these charges. Thanks.
Robert - 23 Dec 2005 21:28 GMT
"Gary" <GParent@rocketmail.com> wrote in message

> Robert, my doctor does urine and blood for every patient.

Most abnormal results are ignored if the patient is asymptomatic and not
worked up. Those that are worked up are expensive and of questionable
significance.

"Lawrence et al found the prevalence of abnormal results to be as high as
15%, but only 29% of those results were addressed by treating physicians.
Therefore, routine urinalysis is not recommended for asymptomatic patients."

"Examination of urine for signs of occult disease has a long tradition in
medical care. The development of modern "dipsticks" that can perform
multiple tests in a matter of minutes has made urinalysis inexpensive and
quick. Most of the abnormalities detected by screening adults with
urinalysis are indicative of benign disorders, such as idiopathic
proteinuria, or of conditions for which the value of treatment is unclear,
such as occult bacteriuria. For this reason, most authorities recommend use
of screening urinalysis only for certain conditions in specific high-risk
populations."

http://www.vnh.org/PreventionPractice/ch44.html

I asked about the
> blood tests and was informed there is nothing exotic about them.
I never said they were exotic only not normally done in all cases.
The more tests that are done the greater the likelyhood of having an
abnormal result. You are then confronted with a medical-legal position of
not working up the abnormality and ignoring it or working it up into the
thousands of dollars only to come up with something insignificant.
Why not do a total body scan MRI every year?
If you find a tiny lung lesion are they going in and tearing up your lung
only to find it's nothing? Or are they going to ignore it only to find out
it was cancer?
The added expense would be enormous. There are a few tests that have been
studied and proven to be of questionable benefit in asymtomatic individuals.
A few of these are presurgical tests.
There are no clincal studies out there recommending a sedimentation rate for
every routine physical.
"Recent trials of the ESR have demonstrated no value in screening
asymptomatic individuals".
As a hematologist, if he states he does it with all his patients then he
should know better.

http://www.haps.nsw.gov.au/edrsrch/edinfo/esr.html

I guess
> that I just fell into the deductible well and have to pay amounts that an
> insurance company would not, because they have special contracts for what is
> charged. I will check around for these charges. Thanks.

The deductibe applies after the allowable charge is determined by the
insurance carrier.
In other words the lab can bill the insurance for $500 and the insurance
only make $400 of that billable and they pay $380 leaving the $20 for you.
You always look at what you have to pay rather than what the lab wants for
the tests.
The best place to ask is your insurance carrier as to where the costs may be
less and go there. Most insurance carriers will only pay X amount for a sed
rate and make the lab, no matter where you go, eat the difference and the
cost to you is always the same.
Pramesh Rutajit - 24 Dec 2005 05:17 GMT
> Hi,
>
[quoted text clipped - 16 lines]
> COMPREHENSIVE M....  - $450
> SEDIMENTATION - $20

IF you order your own blood tests at some place like The Life Extension
Foundation, you can get the lipid panel and CBC for $35.  That's right, $35
only!  

http://lef.org/newshop/items/itemLC381822.html

For other tests, other labs catering to "customers" may have better value.  
For example, a VAP test can be had from lab-safe.com for $99.  

http://www.lab-safe.com/lab-tests/test/125/

The cost of the Sed test may be a good deal.  There are different kinds.  
Life Extension offers a version for $14.

In any case, it has been my experience that if you order your own tests, you
get by far a much much much better value.

> Please note that in addition to being my physician for annual physical and
> reference to specialists, should I need one, he specializes in hematology.
> Therefore, perhaps he ordered some exotic tests even though I do not have
> a blood disease and just had a comprehensive physical.

Patients taking blood work orders to local labs are price gauged big time.  
Customers who are able to order their own tests get a much more competitive
price.  I have ordered all my own blood work for quite some time now and
all the work was done at the very same lab that previous physicians have
sent me.

Signature

Pramesh Rutajit - p2976221tongue@newsguy.com - remove tongue to reply.

amanda - 24 Dec 2005 14:00 GMT
Pramesh Rutajit
 Can you explain to me about this "patient ordering one's own lab
tests" process? Do you just call that place and arrange to go in and
give the sample?
Robert - 24 Dec 2005 18:58 GMT
> Pramesh Rutajit
>   Can you explain to me about this "patient ordering one's own lab
> tests" process? Do you just call that place and arrange to go in and
> give the sample?

There are about 20,000 clinical lab tests out there and only about 6 or so
are FDA waived, don't need a doctors order such as pregnancy and
cholesterol.
You need a doctors order for the other tests and the bottom line is you are
the one paying for the entire cost.
Paying for a sedimentation rate when you don't need one is called good
marketing and making good money for the laboratory.
I wish everyone were to get one every day. That really reminds me of the
early days when money was thrown at healthcare with plenty of work and pay
was poor because everybody wanted to get into the field and a surplus of a
work force.
Now the money is tight with clinically relevant lab tests being monitored by
insurance companies and Medicare.
I would suggest you monitor your cholesterol daily or often. We need your
money. Forget about the doctor and order your own tests.
amanda - 25 Dec 2005 06:40 GMT
> > Pramesh Rutajit
> >   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 16 lines]
> I would suggest you monitor your cholesterol daily or often. We need your
> money. Forget about the doctor and order your own tests.

Thanks for the info. One question: Does the insurance give a hard time
if the tests (of routine checks) are ordered w/o doctor's order
request?
Robert - 25 Dec 2005 09:14 GMT
> > > Pramesh Rutajit
> > >   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 20 lines]
> if the tests (of routine checks) are ordered w/o doctor's order
> request?

They don't pay for something not ordered by a doctor and laboratories don't
perform tests without a doctors order.
There are many reasons for that. The lab doesn't want to get sued if your
labs are showing that you are about to drop dead and the lab did nothing and
just let you die.
We call the ordering doctor any critical results and let him sweat.
If he doesn't want to take the call then I tell him that I will document the
call that he refused to take the result. If the patient dies it's his a.s.
That's enough for any doctor to take the call.
Pramesh Rutajit - 25 Dec 2005 04:44 GMT
> Pramesh Rutajit
>   Can you explain to me about this "patient ordering one's own lab
> tests" process? Do you just call that place and arrange to go in and
> give the sample?

First, do a web search for "blood tests" to get an idea of your options.

I've used three different places.  I order the tests I want online, I get
either a lab order in the mail or they fax the order to the lab I select.  
Usually I get the lab order in the mail.  The order comes with a list of
5-10 local labs one can use based on your mailing address.  The one I use
is a couple of miles away.  I take the lab paper work to the lab just as if
I had gotten a doctor's order.  The paperwork is indeed the order of a
doctor from the company you order the lab work from.  They draw the
necessary blood and I get the results in the mail in about 10 days.  When
I've needed the results faster, I call and they fax me the results to my
fax machine.  There is sometimes a release form that you can sign and they
will fax the results to your physician.  I prefer to get my own results
(before the physician) and bring them into my appointments.  I get a chance
to check out the results, do any research I need to do, and have questions
prepared for the doctor.  Usually I know exactly what course of action I
want to take before I go to any doctor's appointment.  I expect to be
treated like a customer (not a patient) and I expect the doctor to work
with me on the course of action I want to take.  On the other hand, one
must be very careful when interfacing with doctors because most of them
have a God Complex.

Signature

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amanda - 25 Dec 2005 06:38 GMT
> > Pramesh Rutajit
> >   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 20 lines]
> treated like a customer (not a patient) and I expect the doctor to work
> with me on the course of action I want to take.

Thanks for the info.  I need to spend time and learn what tests - names
of tests - are needed for thorough routine checkup.

>On the other hand, one must be very careful when interfacing with doctors because most
> of them  have a God Complex.

By "God complex" you meant they think they are "superior" to us?

> --
>
> Pramesh Rutajit - p2976221tongue@newsguy.com - remove tongue to reply.
Howard McCollister - 25 Dec 2005 13:14 GMT
>> Pramesh Rutajit
>>   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 24 lines]
> must be very careful when interfacing with doctors because most of them
> have a God Complex.

Many doctors will be reluctant, or outright refuse, to intiate any
significant treatment based on test results from a lab whose credentials
they aren't familiar with.

While some doctors should indeed pay closer attention to the customer-aspect
of their relationship with their patients, most are busy enough that they
have to set limits on how much "customer service" they can afford to
provide. Personally, I have no problem with get blood tests done at another
lab  as long as I can know, somehow, how good that lab is. But even so, I
would repeat any lab tests that were significantly abnormal, something
physicians tend to do with abnormal results from ANY lab.

HMc
Pramesh Rutajit - 26 Dec 2005 05:16 GMT
>>> Pramesh Rutajit
>>>   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 32 lines]
> significant treatment based on test results from a lab whose credentials
> they aren't familiar with.

There's that "God complex" again!  In any case, these are the exact same
labs every physician I've had in the last 10 years have sent me too.  There
is no difference in quality or test results, only price.  No need to get
price gouged because one doesn't have insurance.  In my case, I've ended up
using LabCorp in all cases.  Example, my daughter who didn't have insurance
was sent by her cardiologest for a basic cholesterol test.  The simple
estimated cholesterol test.  I was the one paying her medical bills and
LabCorp charged her $109 several years ago.  I went to the same lab at the
same time and got a full CBC that included a cholesterol test that cost $28
- a test that I ordered.  She was directed to show me her lab work after
that and that we would order what the doctor needed ourselves.  No need to
pay a 300 percent mark up for the same test at the same lab.

> While some doctors should indeed pay closer attention to the
> customer-aspect of their relationship with their patients, most are busy
> enough that they have to set limits on how much "customer service"

If my physician won't work with me on cost containment, he can go f.ck 
himself.  Without insurance, I'm interested in medications that cost almost
the same price in say for example, a 20 or a 40 mg dose.  If my physician
cannot see the utility in prescribing the 40 mg dose (when I need the 20 mg
dose) and letting me cut the things in half and cut my expenses in half,
that is one lazy-a.s doctor.  If necessary, I'll cut the 10 mg in half and
let the doctor be personally convenced that I need the 40 mg dosage.  That
way I can get exactly what I need and at a cheaper price.  I shouldn't have
to manipulate my doctor but when the "God complex" is the rule rather than
the exception, it becomes necessary.  I don't intend to inflate my medical
cost several hundred percent because the doctor only wants to practice
assembly line medicine and thinks that "patients" don't deserve to be
treated like customers/consumers.

O, and for even better cost containment, I order some of my medications from
international sources - the drugs are produced at the same FDA labs.  They
are sources I"ve been working with for 10+ years and are effective and
effecient.

> they
> can afford to provide. Personally, I have no problem with get blood tests
> done at another
> lab  as long as I can know, somehow, how good that lab is.

All the lab work is done at fully accredited, licensed medical reference
labs.

> But even so, I
> would repeat any lab tests that were significantly abnormal, something
> physicians tend to do with abnormal results from ANY lab.

Not a problem.  I can reorder the same test again and again avoid the 300
percent markup.

> HMc

Signature

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Howard McCollister - 26 Dec 2005 07:10 GMT
>>>> Pramesh Rutajit
>>>>   Can you explain to me about this "patient ordering one's own lab
[quoted text clipped - 95 lines]
> Not a problem.  I can reorder the same test again and again avoid the 300
> percent markup.

heh heh...It has nothing to do with "God Complex"...it has to do with the
point where you just get to be too big a pain in the a.s as a customer, the
point where the doctor just tells you to go f.ck yourself. He's busier than
he wants to be anyway.

Don't get me wrong, - most doctors that I know or practice with would
probably go along with your lab and med shopping - certainly no skin off
their nose as long as your self-provided info is safe and doesn't overly
complicate the process and cost them any time/money. But life is short - why
deal with dickheads?. Try telling your plumber where he has to buy the parts
to fix your toilet. Take any busy, overworked service provider -
electrician, plumber, car repair tech - and approach them with the smug,
superior attitude you display here. I'll bet you have because you wouldn't
be able to help yourself, and I'll bet you've heard "f.ck YOU" quite a bit.

HMc
Robert - 26 Dec 2005 08:27 GMT
"Pramesh Rutajit" <p2976221tongue@newsguy.com> wrote in

> is no difference in quality or test results, only price.  No need to get
> price gouged because one doesn't have insurance.  In my case, I've ended up
> using LabCorp in all cases.

Not saying LabCorp is doing anything wrong. Let's just say private for
profit labs are in the business of making money.
The owner of NHL, which LabCorp took over, did prison time.

"Operation LabScam was launched following the Federal
Government's 1992 prosecution of National Health Laboratories,
Inc. (NHL) for submitting false claims to the Government.  During
the course of the two-year investigation of NHL, it became
apparent to government attorneys and investigators that other
companies in the laboratory industry were engaged in the same or
similar practices, which included billing Medicare for millions
of unnecessary tests, while misleading the physicians who
purportedly "ordered" the tests into thinking that the tests
would be performed for free.

HHS simultaneously issued Inspector General subpoenas to a
number of national clinical laboratories whom the working group
had reason to believe were engaged in the same kind of marketing
and billing scheme to which NHL had just pled guilty.  The
companies targeted included some of the largest independent
clinical laboratories in the country.  SmithKline is the third
major laboratory case brought under the LabScam Initiative.

    On October 10, 1996, Damon Clinical Laboratories, Inc. pled
guilty in Boston federal court to conspiracy to defraud Medicare
and pay $119 million in criminal fines and a civil settlement.
Damon's then-parent corporation, Corning, Inc., also agreed to
enter into a revised corporate integrity agreement.

    On November 21, 1996, Allied Clinical Laboratories, San
Diego Regional Lab, pled guilty to submitting false claims to
Medicare and Medi-Cal, and Roche Biomedical Laboratories agreed
to enter into a pretrial diversion program.  Their successor
corporation, Laboratory  Corporation of America, agreed to pay
$187 million in criminal fines and a civil settlement for conduct
by Allied Clinical Laboratories, Roche Biomedical Laboratories,
and National Health Laboratories.  The Laboratory Corporation of America
also agreed to enter into a corporate integrity
agreement.

http://www.usdoj.gov/opa/pr/1997/February97/082ag.htm

 Example, my daughter who didn't have insurance
> was sent by her cardiologest for a basic cholesterol test.  The simple
> estimated cholesterol test.  I was the one paying her medical bills and
> LabCorp charged her $109 several years ago.  I went to the same lab at the
> same time and got a full CBC that included a cholesterol test that cost $28
> - a test that I ordered.
How do you order a CBC without a doctors order?

There is a conflict of interest for a laboratory to have a doctor order lab
tests for a particular laboratory that is on the payroll for that
laboratory. It would be obvious that he would order tests not really needed
in order to get kickbacks from the lab.

 > > But even so, I
> > would repeat any lab tests that were significantly abnormal, something
> > physicians tend to do with abnormal results from ANY lab.
>
> Not a problem.  I can reorder the same test again and again avoid the 300
> percent markup.

Why would you order it again and again when you don't even understand what
you are looking at?
If you take a prescription from your doctor and pay for the labs out of
pocket then that's normal.
For somebody to call up a lab and ask them to do a test for you and having
their doctor write up an order for you is bizarre.
A cholesterol test is waived and don't need Drs orders but a CBC is not
waived.
 
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