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Medical Forum / Diseases and Disorders / Epilepsy / November 2003

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Life Insurance with Epilepsy

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Lana - 04 Nov 2003 15:53 GMT
My husband is 47 years old. He has complex partial seizures since
birth. He tried to apply for term life insurance but his application
was denied by several insurance companies. He has seizures every 3-4
weeks but they are not violent. He is working full time. Can you
please advise how to get life insurance for somebody with epilepsy? Do
you know of any insurance companies we can use?

I would really appreciate you help.
Paul Oldham - 04 Nov 2003 17:21 GMT
> My husband is 47 years old. He has complex partial seizures since
> birth. He tried to apply for term life insurance but his application
[quoted text clipped - 4 lines]
>
> I would really appreciate you help.

Which country are you in?

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Paul Oldham, Milton, Cambridge, UK
http://the-hug.org/paul/stroke/

Lana - 05 Nov 2003 15:47 GMT
> > My husband is 47 years old. He has complex partial seizures since
> > birth. He tried to apply for term life insurance but his application
[quoted text clipped - 6 lines]
>
> Which country are you in?

I am in the US.
Paul Oldham - 05 Nov 2003 16:37 GMT
> > > My husband is 47 years old. He has complex partial seizures since
> > > birth. He tried to apply for term life insurance but his application
[quoted text clipped - 8 lines]
>
> I am in the US.

Ah, can't help then. Sorry. As you'll have seen from other postings this is
a group read by people all over the world but hopefully an american will be
along shortly ...

Signature

Paul Oldham, Milton, Cambridge, UK
http://the-hug.org/paul/stroke/

Mike K - 04 Nov 2003 19:31 GMT
> My husband is 47 years old. He has complex partial seizures since
> birth. He tried to apply for term life insurance but his application
[quoted text clipped - 4 lines]
>
> I would really appreciate you help.

If you're in the UK, I got mine thru Norwich Union.  Took about 4 months
of doc's reports & other correspondence & couldn't get critical illness
cover.  But they didn't load the premium much.

Signature

Mike K
==
remove random numbers to email

Rick - 04 Nov 2003 21:45 GMT
Hi,

If you are in the UK, I managed to get critical life cover from NatWest
without much problem. It took a couple of months and health checks but it
wasn't too big a deal. Have you tried a broker or your bank?

Good luck
Rick

> > My husband is 47 years old. He has complex partial seizures since
> > birth. He tried to apply for term life insurance but his application
[quoted text clipped - 8 lines]
> of doc's reports & other correspondence & couldn't get critical illness
> cover.  But they didn't load the premium much.
Martin Bell - 08 Nov 2003 04:04 GMT
Lana,

I'm in Canada. See if Zurich life will do it. Been with them for years.

Martin

> My husband is 47 years old. He has complex partial seizures since
> birth. He tried to apply for term life insurance but his application
[quoted text clipped - 4 lines]
>
> I would really appreciate you help.
 
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