Hi,
I ve a query regarding health insurance for epileptics. I am an epileptic.
I want to know whether I ll be able to get health insurance in
US, since I ve epilepsy. If so, will epilepsy be covered under
that? In other words, will the insurance company take care of
medicine charges and neurologist's consulting fees.
I am seizure free for morethan 4 years.
would appreciate your help.
thanks,
Balaji
Julie - 09 Jun 2006 17:07 GMT
> Hi,
> I ve a query regarding health insurance for epileptics. I am an epileptic.
[quoted text clipped - 9 lines]
> thanks,
> Balaji
Here is an article from the Epilepsy Foundation regarding health insurance.
http://www.epilepsyfoundation.org/programs/ts2/ts2insurance.cfm
My insurance comes from my husband's employer. Our insurance pays for
prescription meds. I have a neurologist who is an epileptologist.
Because he is part of what is called a network, the insurance pays a
very good portion of his fee. The insurance also pays for testing. Of
course I had to meet a deductible before the insurance started to pay.
Fortunately my deductible is only $250 per year. After that I pay a
percentage of hospital service fees.
Take care,
Julie
howdydave - 10 Jun 2006 05:27 GMT
Howdy Balaji!
In my experience, the chances of getting an independant
policy on your own are slim to remote due to "pre-existing
conditions."
Best bet is to get yourself involved with a group that offers
Group Insurance. Various sources include (but are not limited to):
Church organizations,
Fraternal organizations,
Employers and
Credit Unions.
Dave
> Hi,
> I ve a query regarding health insurance for epileptics. I am an epileptic.
[quoted text clipped - 9 lines]
> thanks,
> Balaji
howdydave - 11 Jun 2006 12:59 GMT
Howdy Again!
re: "Church organizations"... I'm especially thinking
about INVESTMENT COMPANIES with close church
ties.
If you belong to a denomination that has such ties,
open up a pittance account and you may discover
all sorts of opportunities.
IMO: CREDIT UNIONS are the next best bet!
Here again, it can be a pittance account.
Dave
> Howdy Balaji!
>
[quoted text clipped - 25 lines]
> > thanks,
> > Balaji