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Medical Forum / Diseases and Disorders / Diabetes / August 2007

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Healthcare in the US - an Option

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Alan S - 02 Aug 2007 08:36 GMT
Hi All

I pass this on for info; I have no way to check the
accuracy, except to know that my friend is truthful. Maybe
it's only true in some states and some universities. But it
may be worth exploring for some who read here.

A friend of mine in the USA with CLL recently attended her
son's college orientation and attended the session about
health care coverage.

She reported that a very interesting point was made:  
If you take a certain number of credit hours at certain
colleges or universities, you may be able to obtain low-cost
health coverage.  The cost at the school her son will attend
is about $1,100.00 for a full year of PPO coverage if the
amount is paid in full at the start of classes. It is her
understanding - but check this out yourself - that the
college plan has NO PRE-EXISTING CONDITION RESTRICTION.  The
lifetime coverage limit is $250,000.  The dean giving the
presentation said there are many adult students signing up
for one class or whatever is needed just to get healthcare
coverage.

She was told that many universities have very liberal health
coverage for students - regardless of student's age. The
dean said there are a number of permanent adult students
there because of healthcare coverage.

When I asked if I could post this sanitised version of her
message, she added this:

"I cannot vouch for the total accuracy of my post.  I
subsequently found in talking tonight to another mom with a
college-bound kid that the insurance fee must be paid in
full to ensure a full year's coverage. If you pay monthly
then you would not have insurance during the summer months.
Bottom line is that this is another avenue to pursue for
affordable healthcare coverage.  Many colleges and
universities are actively pursuing adults for continuing
education. Please emphasise that no one should be afraid to
check on this because of their education background - some
people without a college degree might feel the door is
closed to them."

I won't comment further. Hope it helps someone.


Cheers, Alan, T2, Australia.
d&e, metformin 1500mg, ezetrol 10mg
Everything in Moderation - Except Laughter.
--
http://loraltraveloz.blogspot.com/
latest: Mossman Gorge in the Daintree Rainforest
http://loraldiabetes.blogspot.com/
latest: Self-Testing and Type 2 Management
ted rosenberg - 02 Aug 2007 17:19 GMT
> Hi All
>
[quoted text clipped - 53 lines]
> latest: Self-Testing and Type 2 Management
>  

True, however tuition at most colleges is quite high.  The standard for
"full time" is at least 12 credits per semester.  My youngist's tuiion,
6 year's ago was #12,999 per year. plys about $500 for books.

Last year she took a year of grad study in China - for $700 per
semester.  All of her classmates were enrolled in their home  schools
and going to China as part of the program - THEY were paying about
$8,000 per year for tuition
Wes Groleau - 03 Aug 2007 03:17 GMT
> She reported that a very interesting point was made:  
> If you take a certain number of credit hours at certain
> colleges or universities, you may be able to obtain low-cost
> health coverage.  The cost at the school her son will attend
> is about $1,100.00 for a full year of PPO coverage if the
> amount is paid in full at the start of classes.

Thanks for the reminder, Alan.  I had forgotten about this.
If I remember right--I will check on it--I was eligible
even though I was only taking three credits (tuition
around $600 US)

Signature

Wes Groleau

  Promote multi-use trails in northeast Indiana!
  http://www.NorthwestAllenTrails.org/

ted rosenberg - 03 Aug 2007 04:30 GMT
>> She reported that a very interesting point was made:  If you take a
>> certain number of credit hours at certain
[quoted text clipped - 7 lines]
> even though I was only taking three credits (tuition
> around $600 US)

Sure worth checking out
BUT  many student health plans don't cover very much

when obe of my kids was in an accident, BC.BS student covered all
hospital costs - up to $10 per day !!!  They hadn't revised the scale in
almost 50 years

If you find a plan which is inexpensive, and tuition and costs can be
low, AND it has worthwhile coverage - LOTS of people will be very interested
 
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