About Dental Insurance

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birdsleeps@gmail.com - 16 Apr 2007 11:51 GMT

Hi, I have some questions about dental insurance. I came to U.S.
without any dental plan and I had a bad tooth need root canal and I
spent about $1700 on that without insurance. After I got married, my
husband signed me up in his dental plan and now I have insurance
cover. But the problem is the tooth that has root canal done has been
bothering me after the completion of the crown. It still feels
sensitive. My dentist did another retreatment for that tooth and it
doesn't seem its helping. The sensation come and go. I had my first
root canal last December and I had my retreatment in March. He only
cleaned the inside the second time but the retreatment is not complete
yet. There is no filling inside. He said he would transfer me to a
specialist or he will complete the root canal even I still feel the
sensation. However, my dental plan does provide a list of dentists
and specialists they prefer which will save me more money.

My question is will my dental plan cover if I go to either the
specialist he referred or any other specialists the dental plan
recommend in my case?

Thanks

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Amatus Cremona - 16 Apr 2007 13:47 GMT

You insurance plans prefers the dentist who have agreed to reduce their fees
below what most offices spend to provide the service (below the wholesale
cost of doing the work). Something has to be given up to get that level of
fee and stay in business. Beware of those plans.

You may well have a fractured tooth. No way to tell from here. If your
dentist cannot clear it up, have the specialist check it out.

Signature

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Amatus

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> Hi, I have some questions about dental insurance. I came to U.S.
> without any dental plan and I had a bad tooth need root canal and I
[quoted text clipped - 16 lines]
>
> Thanks

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Steven Bornfeld - 16 Apr 2007 14:01 GMT

> Hi, I have some questions about dental insurance. I came to U.S.
> without any dental plan and I had a bad tooth need root canal and I
[quoted text clipped - 16 lines]
>
> Thanks

Depending on the plan, there may indeed be good general and specialist
dentists on it. The bigger problem is just what the problem is.
Personally if I've done a root canal and there is a problem that I can
not clearly see the cause of the patient goes straight to the
specialist. Most endodontists these days work with operating
microscopes, and may be able to see tiny canals your dentist may have
missed. Fracture somewhere in the root as Amatus states is a
possibility, and the microscope may also make these easier to see--here
the prognosis if poor and the tooth will likely be lost.

Good luck,
Steve

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ahuangdds2@gmail.com - 16 Apr 2007 15:11 GMT

On Apr 16, 5:51 am, birdsle...@gmail.com wrote:

> Hi, I have some questions about dental insurance. I came to U.S.
> without any dental plan and I had a bad tooth need root canal and I
[quoted text clipped - 16 lines]
>
> Thanks

Hi:
You have the root canal done prior to the insurance coverage.
Your insurance company should help you pay for part of the root canal
if you have PPO or traditional insurance. However....You must
understand not all tooth can be save by root canal treatment. Root
canal is only an attemp to save a tooth otherwise needed for
extraction. Liston to all the options available to you presented by
the endodontist, and determine what is best course of action for you.
Best wishes

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