Newbie question about denplan

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john Smith - 12 Oct 2005 19:18 GMT

Dear Board,

I'm sorry if I am posting this in the wrong group. If I am please accept my
apologies and kindly point me in the right direction.

My NHS dentist has recently gone private and has told me to go on the
Denplan scheme at a cost of £13.50 a month.

I am dubious about asking the dentist/receptionist advice as at the moment I
am seeing them as no more than glorified sales people !!!!!

My questions are is there a minimum contract I will be locked into?

How soon before I can start claiming on the "insurance"?

Is there a maximum claim I can make?

The reasons I am asking this is that I have got 5 metal fillings that I have
had since I was a child and they must need replacing by now.

Is there anything stopping me going in after I have paid my 1st months
subscribtion (or even the 2nd, so I do not make it look obvious)

saying that each of the fillings hurt, and then getting them all replaced
with white ones. One this has been done then just cancelling my

policy?

Thanks in advance, and again I apologise if I am in the wrong group

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Ann - 12 Oct 2005 22:29 GMT

>Dear Board,
>
[quoted text clipped - 6 lines]
>I am dubious about asking the dentist/receptionist advice as at the moment I
>am seeing them as no more than glorified sales people !!!!!

Ask for the small print and read it before signing up for anything.

And come back here and tell us all about it. They have a website but
it carefully tells very little.

As I said on here a couple of days ago, had I taken out one of these
insurance plans five years ago as my dentist wanted me to, I'd have
paid a thousand pounds by now but I've actually paid far far less than
that in private dental fees.

Ann

>My questions are is there a minimum contract I will be locked into?
>
[quoted text clipped - 14 lines]
>
>Thanks in advance, and again I apologise if I am in the wrong group

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