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Medical Forum / Diseases and Disorders / Prostate Cancer / April 2008

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Changing insurance

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Califchief - 09 Apr 2008 07:00 GMT
Leonard replied to I.P.:

> Medicare is a single payer national health insurance program.

It is also the 2nd legal pyramid/ponzi scam foisted by the
government on its citizens (the 1st being SS).

Every individual who has tried such a scheme of paying off the
1st enrollees investments (SSDI taxes and Medicare deductions)
with "Johnny Come Lately" investments (taxes and deductions) has
landed in a federal prison.

The ONLY method the government has of preventing the collapse
of both SS and Medicare has been to raise deductions (taxes)
and the monthly premiums of Medicare recipients.

The Medicare Part B premium has risen from $45.50 in 1999 ($50
in 2000) to $96.40 in 2008.  However, the monthly premium is
higher if you're single and income is more than $82,000 (double
if married).  Medicare also has a $135 deductible in 2008.

IN LESS THAT 10 YEARS, THE PREMIUM HAS MORE THAN DOUBLED.
And the income limits stiffle creativity and work ethics
after age 65.

When SS and Medicare were originally enacted by law, neither
has a high earnings penalty tax (SS) or premium (Medicare).

The men in black robes in D.C. once ruled that the military
can not change the enlistment/re-enlistment promises (the
Variable Re-enlistment Bonus in the case before the court)
during the life of a current (re-)enlistment contract.

But the government is getting away with changing the rules
of all sorts of our benefits "halfway through the game."

AARP (no longer the American Association of Retire People)
won't challenge that with a 10-foot pole.  Perhaps because
it's one of the largest lobbiest groups and doesn't want
to risk its standing on Capitol Hill by winning a court
decision against congress.

___ Blue Wave/QWK v2.12
djperry42@sbcglobal.net - 09 Apr 2008 16:27 GMT
>  The Medicare Part B premium has risen from $45.50 in 1999 ($50
>  in 2000) to $96.40 in 2008.  However, the monthly premium is
>  higher if you're single and income is more than $82,000 (double
>  if married).  Medicare also has a $135 deductible in 2008.

Most of you are not concerned about Medicare Part A but for those who
don't qualify for Medicare they have the option of paying over $400
for A plus the $96 for B.  I don't qualify for any federal benefit but
my ex-employer is providing full health coverage and they find it less
expensive to keep me and spouse on my regular pre-retirement health
insurance (Blue Cross) than to reimburse me for A and B plus the
balance of my Blue Cross insurance as a secondary provider if I were
to sign up for Medicare.  Somehow the cost goes up when the government
is added to the picture.  I occasionally agree with I.P.
Dave Perry
I.P. Freely - 09 Apr 2008 18:16 GMT
> Somehow the cost goes up when the government
> is added to the picture.  I occasionally agree with I.P.

I can live with that. Heck, I don't even mind people disagreeeing with
everything I believe in as long as they do so, and argue, civilly.

My concerns about government control include not only cost but
ineptitude and constraints. At least Obama says he wants to MANDATE
coverage only for children, and I've never seen any evidence he wants to
  fine and/or imprison anyone who selects his own doctor. Besides, it
looks like Hillary is toast, which may doom her truly extremist health
plan.

I.P.
I.P. Freely - 09 Apr 2008 23:22 GMT
>  
>  The men in black robes in D.C. once ruled that the military
[quoted text clipped - 4 lines]
>  But the government is getting away with changing the rules
>  of all sorts of our benefits "halfway through the game."

Back in my penny-pinching days I canceled the rather expensive privilege
of bequeathing my pension to my wife (Survivor Benefit Program). That
choice permanently prohibited me from buying back that privilege with
any amount of money. Yet the government reneged on its promise of free
lifetime medical care somewhere between my enlistment and my retirement.
 It took the Bush administration to reverse that to any extent; now at
least military retirees' health insurance is heavily subsidized
(although its cost to us is still climbing) and the VA takes care of
specified medical problems associated with our military service.

HOWEVER, many of us still choose -- at higher cost -- the generic
military retiree health care program because the more heavily subsidized
 (and socialized) program carries too much baggage, such as very
limited provider selection.

I.P.
 
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