By the way, a friend of mine in the insurance field says GE and other big
companies that have been promoting long-term-care insurance drastically
underpriced those policies to attract customers and gain market share. Now
they are losing their butts, and are pushing rates much higher -- double in
some cases. If you think you may need this kind of coverage, find out if the
rates you are promised now are guaranteed for some reasonable period of
years, or at least are guaranteed not to rise beyond what you are likely to
be able to afford. Otherwise you find yourself priced out of the coverage
just at the time you actually need it.

Alex