Can anyone advise me of a discussion group that can advise me on the
 following? I have PCA, will have the Robotic Surgery maybe early Jan..
 We live on SSD which is only income, I have Medicare/Medicaid..wife who
 is 58 has no Ins at all, can not get  SSI or Medicaid..her bills are
 piled to the ceiling. I expect to have some bills on myself later on. We
 live in a Senior complex..nice apt, grund level..quiet and CHEAP rent @
 $136.00 amonth which includes Trash, Water, Sewer and all maint... We
 pay elec and phone plus the rent. WIFE WANTS A HOUSE!!!!! How can we get
 a house on 1,100 a month ad a million bills and both of us with many
 medical problems..I could never get Mortgae Life Ins and if I died, my
 wife would have no way to pay for a house or anything else..I need
 advise on this..THANKS     HOWIE

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 "HAPPY HOLIDAYS"

 I doubt seriously that you can qualify for a house loan based on your income and expenses.
 If you rent a house, your rent plus utilites would probably take most of your income.
 Looks like you are better off where you are

Even if each bill were just $1, unless you are a millionaire, you cannot afford a million bills.

 Can anyone advise me of a discussion group that can advise me on the
 following? I have PCA, will have the Robotic Surgery maybe early Jan..
 We live on SSD which is only income, I have Medicare/Medicaid..wife who
 is 58 has no Ins at all, can not get  SSI or Medicaid..her bills are
 piled to the ceiling. I expect to have some bills on myself later on. We
 live in a Senior complex..nice apt, grund level..quiet and CHEAP rent @
 $136.00 amonth which includes Trash, Water, Sewer and all maint... We
 pay elec and phone plus the rent. WIFE WANTS A HOUSE!!!!! How can we get
 a house on 1,100 a month ad a million bills and both of us with many
 medical problems..I could never get Mortgae Life Ins and if I died, my
 wife would have no way to pay for a house or anything else..I need
 advise on this..THANKS     HOWIE

------------------------------------------------------------------------------

 "HAPPY HOLIDAYS"

Sounds to me like you are living in the best location possible, Howie.
You could always check with your area Farmer's Home Rural Housing Authority
or the Housing and Urban Development.  Look for them under U.S. Government
in your local phone book.  They work with people on limited incomes who want
to own a home.  But then you would have property taxes, home insurance,
upkeep, water/sewer/garbage, electricity, phone, etc.   Seems you have
enough on your plate now, without adding all that!

Take care.... all the best to you!

Happy Holidays!

MikeH

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It sounds as if you already have substudized housing.  You may qualify
for Section 8 housing based on your low income.  Once you are receiving
substudized-housing allowance, you can try to find a house instead of
an apartment.

You may want to also contact the local chapter of Alliance on Aging who
may have programs or suggestions you may not be aware of to help with
resources for payments of your medical bills etc.

It's not any fun being limited with options and I wish you both all the
luck in the world.  None of us are very far from having so little.
Richard