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Medical Forum / Diseases and Disorders / Arthritis / February 2006ATTN:--MEDICARE D---MEDS STICKER S-H-O-C-K----!
My pharmacy charged me $192 74 (wiped out my checking account) for 3 meds that Medicare D (Humana) was supposed to cover-- was I p_ss_d! Humana told them to charge me that was the pharms response..... All I know is that somebody royally screwed up entering informationan at HUMANA. That amt. is supposed to be credited BACK to my checkbook by the pharmacy who took that amount out! $1-3 dollar co-pays--is what they should have been....Medicare --medicaid--dual eligable I told the pharmacy that if it wasn't straightened out I was leaving them and going to Wal-mart! I MEANT THAT TOO--DEAD SERIOUS Sure as hell BETTER fix it--or I'm outta there LEAVE IT TO SOMEBODY SOMEWHERE--TO SCREW SOMETHING UP! Bonnie Bonnie: I may be missing something here, but can't understand how a pharmacy could remove money from YOUR checking account. When there is a dispute in my state about the coverage of Plan D, the pharmacy has been told to fill the prescription and the state will reimburse them. This is supposed to tide people over until the computers are up to date on the coverage. Ann they had my debit number---they ran that HIGH amount through without telling me I did'n't even know that they had charged me $192.74--until the meds arrived in the mail (and looking at the receipt)--was expecting them to take ONLY the co-pay amount out of the debit card...... You would think that the pharmacy would have did that--submitted it to the state--nope--they hit the debit card (connected to checking account) first...... They're in the process of reversing everything what a ---- ing mess! Bonnie > they had my debit number---they ran that HIGH amount through without > telling me [quoted text clipped - 10 lines] > > what a ---- ing mess! And people at the bank wonder why I refuse to have a debit card. ATM card OK, debit card no way. I do not need anyone else playing in my checking account. Jo My feelings exactly, Jo. I received an ATM card a few years ago that was also a debit card. After one problem with it, I went back to the bank and requested a new card, ATM only. You have a lot more safeguards and control with a Credit card than you do with a Debit card. Ann > And people at the bank wonder why I refuse to have a debit card. ATM card > OK, debit card no way. I do not need anyone else playing in my checking > account. > > Jo lol mike won't even do atm cards! talked him into trying one briefly in boston, but after de-magnetizing 2 of them he gave up and just borrowed mine from time to time. since leaving there,we've not had one at all. we also refuse debit cards, will only have credit cards with no annual fee AND with a grace period on payments AND ample time between receiving the bill and the payment-due date. we're looking to ditch one card that no longer has the last qualification, but haven't decided on our replacement yet. for now, we only use it in the rare instance when we need a credit card but Discover isn't accepted.  SignatureNann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare I will definetly SWITCH pharmacies tomorrow--as as me butt is outta that bed Thankfully the bank dropped 7 of the 8 fees for the bounced checks the pharmacy caused by putting the $192.00 through or I would have really been on the "hole" by $178 dollars. I would have had to pay the bank BIG TIME! basically the offending pharmacy can shove it--and their pittance of store credit. Calling the doc tomorrrow---to have him reissue ALL prescription to Wal-mart pharmacy. Bonnie >they had my debit number---they ran that HIGH amount through without >telling me [quoted text clipped - 12 lines] > >Bonnie I don't use a debit card for this very reason. Once someone gets money out it's hard as hell to get things back to normal. Why not write checks? Thumper I'm thinking now: to revolking the express pay option with the pharmacy in light of this HUGE mistake, and the pharmacy can BILL me--and I'll pay by check monthly-- Wonder is somebody @ pharmacy was trigger happy--and in a hurry didn't use their head I should have been called/alerted before they ran it They must have assumed I had the money--when I called after getting thr receipt--I told them it was gonna bounce---I sure didn't have $192--to cover that---I had less than that in my checkbook.. Bonnie I JUST REVOLKED the pharmacy use of my debit number,,,,, They'll send a BILL with my meds. It'll give me a chance to dispute high amounts--before I pay them! Bonnie Debit cards are useful, but you've got to be careful. You should also check your account regularly. Between paying for my father's meds, my meds, our supplies, food, etc., I'd probably be either lost or spending a LOT of time at the ATM. I also three accounts with my father plus another account and only have two of the accounts accessible from the debit card. I keep those two accounts very low and use on-line banking to transfer money to the debit card account when necessary. That way, if someone does somehow get access to both my card and PIN, they still can only get a little money. It may seem odd, but it works and does seem to offer some protection. > Debit cards are useful, but you've got to be careful. You should also > check [quoted text clipped - 13 lines] > > It may seem odd, but it works and does seem to offer some protection. My daughter had her account messed up with a debit card simply by a restaurant charging her account for her bill and then again for someone else's. It was enough to make a couple of checks bounce and took a while to find out what went wrong and get the money back in. A debit card makes me feel like I'm walking around with a signed blank check in my pocket. ATM cards offer that extra layer of protection where I have to actually do something and they are useable nearly everywhere a debit card is. When I needed to start paying my mom's bills and keep track of her expenses, I got a separate credit card in my name but with a card also issued to her and one to my sister so they could buy what was needed but I could deal with any account problems. Kind of like giving a college kid a card in reverse. Jo well-- becaise of the pharmacy and Humama's Medicare D mess I got the $192.74 back (electronically)--I was not handed the money BUT.........BUT.........BUT.............BUT I was facing $178..00 in over-draft fees --because of the little fiasco. 7 of the 8 bounced check fees were revesed by the bank. I still have to give the bank $29.50-- The store only wanted to give me the $29.50 (Minus the $7 or so dollars for the co-pays I would hve owed them) in pharmacy/store credit-- NOTHING ELSE-- Like to tell THAT PHARMACY TO SHOVE IT! It 's is NOT ENOUGH FOR TROUBLE THEY CAUSED ME! They (pharmacy) wouldn't really learn from the mistake either and it WAS partly the phamacy's fault for not informing me of the large amount (which I would NOT have approved) AND Humama's fault. Bonnie > well-- becaise of the pharmacy and Humama's Medicare D mess > [quoted text clipped - 20 lines] > > Bonnie i'd tell you to fight it, but it doesn't sound like you need anyone to tell you that! best of luck for some success in setting them straight. SignatureNann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare I went to the management at the pharmacy--told then to take the co-pay dollars in--out of that $29.50 they offered Told them they had already LOST a costomer and left the store Went the to Wal-mart and set things up there for my meds O yeah --and called the doc when I got outta bed......lol Bonnie Nor did I take the store credit offered (ONLY for the med co-pays the rest of the $29.50, I refused the rest of thr credit) and walked out of the store--for the snaffoo they caused by running that large amount thru without my knowledge---some body was either button happy or GREEDY-- "Oh goody! in a siingle sale I made $192.00!" The pharmacy was----Shopko--- Never go bak there again if I can help it! Bonnie Bonnie, Hope you get this mess straightened out soon. You might be concerned however, that Humana and Wal-Mart are partners. Also, there have been a LOT of foul-ups with Part D, it may take a few months for it all to shake itself out and settle in to something useful. Cheers Lee O. I have been very fortunate with Part D. I had called Humana and gotten the vital information for the pharmacy before my card came and they were ready to fill my prescriptions I needed the first week of January. I had to change pharmacies because my good one I used didn't carry Humana then. Now they do, and I am transferring back, and am so happy that they now carry Humana. Gwen > Bonnie, > [quoted text clipped - 5 lines] > > Cheers Lee O. My pharmacy probably was not told that.....to bill the state. Humana had told them to bill me the $192.74 according to the pharnacy.....the pharmacy ran it through without telling me--because they had the numbers of the debit card. Pharmacy blames Humana--both are at fault IMO Bonnie Kinda nervous about the mess with my meds. I can't even use my debit card until this mess is cleared up--bank told me not to use it for a few days All because of the mess with Humana AND the pharmacy that filled the meds. DAMN! Bonnie |
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