Bonnie, are you starting to panic or something?   You have posted this
same thing several times over the last few days, and I get the sense
that you are paniced about it all.   Take a few deep breaths and calm
down.   This new medicare program is confusing and will take time for
all the kinks to get worked out.   Panicking about it will only serve to
raise your anxiety levels and will not fix anything.   If you are
worried about aspects of the new program, call somebody at the
medicare/social security offices to help you understand better.    So
far, They have been quite helpful to myself and many others who have
called them.

Good luck and hope you find peace of mind soon!!!

Donna G