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Medical Forum / Diseases and Disorders / Arthritis / March 2005

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I'm in a really bad place-intro

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tejoyo@yahoo.com - 01 Mar 2005 01:38 GMT
Hi,
I'm a woman in my early 40's, divorced (i.e. no financial support or
back up health insurance), no children and no family I can count on for
any kind of emotional support except my mother and I'm unable to work
everyday any more. I'm exhausted, in pain and scared and have one minor
autoimmune disorder (is that possible?) for which I take meds. I have
either RA or possibly Lupus or both or an overlap-doctor is still
working on it. If I allow myself to work too hard or get too stressed
out at work I pay for it the next day with extreme joint pain and
exhaustion. I have a career that is physically difficult and stressful
and I'm trying to train for something else but the fatigue and pain
make it a struggle. I'm scared to death of ending up on disability but
it may be inevitable. I have a brother who is developmentally disabled
(autistic and mentally retarded) he has been on disability since he was
a teenager and was put in a group home. He has the family looking out
for his interests but the quality of his care has not been good and he
is far less aware than I. Is there somewhere I can get clear,
understandable information on disability? I looked up the Social
Security website and it was hard to follow. For example can I work
part-time and still get medical benefits? My mother has enough money to
leave sufficient for my other brother and I to buy our own small condos
to live in, would that make me ineligible, do I have to live in Section
8?
Are there people here who are on disability as a result of their
illness? Any place you can direct me to get info? On the arthritis
website it said that 50% of all people with RA end up on disability 10
years after first diagnosis and the Lupus website had similar
statistics so I don't think I'm being paranoid.
Thanks for your help.
T
Mary Z - 01 Mar 2005 03:30 GMT
>On the arthritis
>website it said that 50% of all people with RA end up on disability 10
>years after first diagnosis

I think that is outdated information the new Biologic drugs have
greatly improved the outlook but you must have good medical insurance.
I think those statistics might have been true 10 or 15 years ago.
Personally I wouldn't give up quite yet.  I have severe, severe (my
Drs words) arthritis and Remicade put me into remission.  When my
arthritis started they were watching for lupus, scleroderma and RA, it
finally settled into RA.

Visit my website:
http://www.mzuschlag.com
tejoyo@yahoo.com - 01 Mar 2005 16:20 GMT
Mary,
I've done a little reading on those drugs and they're quite expensive.
I don't know what to do about medical insurance since I've already been
denied. Do good doctors take disability insurance? My brother has not
had very good medical care and that's another huge concern.
Thanks,
T
firechief - 01 Mar 2005 04:11 GMT
> Hi,
> I'm a woman in my early 40's,......
[quoted text clipped - 3 lines]
> hard to follow. For example can I work part-time
> and still get medical benefits?

The judge who awarded me SSDI stated I could
work 15 hours a week maximum.  At that time,
the cap on earnings/wages was $300/month.
It is now about $600, maybe more.

> My mother has enough money to leave sufficient
> for my other brother and I to buy our own small
> condos to live in, would that make me ineligible,

SSDI, unlike SDI, is not asset-dependent.   You
could be as rich as Bill Gates, own real property,
stocks and bank accounts and still be eligible for
SSDI.   Dividends, interest, rental income are
NOT considered "wages" for SSDI.

> do I have to live in Section 8?

Absolutely not.  I never have.  With a 3-5 year
waiting list (in this county at least), it would be
impossible to accommodate everyone on
SSDI who wanted Section 8 assistance.

> Are there people here who are on disability as
> a result of their illness?

Some here are.  I retired on disability because
of ankylosing spondylitis - 1 of the more than
100 forms of arthritis.

And welcome to ASA.  Please pull up a chair
and stay as long as you wish.  Hopefully others
will be able to guide you to some of the sites
you are seeking.

... Contentsofthispostmaysettleduringshipping.
Nann Bell - 01 Mar 2005 13:02 GMT
>  The judge who awarded me SSDI stated I could
>  work 15 hours a week maximum.  At that time,
>  the cap on earnings/wages was $300/month.
>  It is now about $600, maybe more.

I haven't checked the figures recently, but IIRC from looking at stuff last
year, it is now $800/month you are allowed to earn.

As to how much you'd get for disability - you should be getting an annual
statement from the SSA these days.  One of the things they include on that is
how much you'd get monthly if you went on disability now.

Is this - http://www.ssa.gov/disability/ - the page you found on Social
Security?  I've found it quite informative in the past.  Much more so than
one might expect from the government!  LOL

Signature

Nann
remove the Gator cheer to email me
Simply the thing I am shall make me live --- William Shakespeare

tejoyo@yahoo.com - 01 Mar 2005 16:26 GMT
Firechief,
Thank you for your kind welcome.
Do you know where I can find information on SSDI? I'm very confused
about the differences between everything and I have a hard time with
the SSA website (is it on there and I missed it?) that Nann seems to
enjoy so much! (just teasing Nann) I've been so scared with all this
and I admit I'm in a panic whenever I try to read about all this. I'm
nowhere near retirement which was what I was hoping-that I'd make it
till an early retirement so I could at least get Medicare.
Thanks,
T
firechief - 01 Mar 2005 20:57 GMT
tejoyo wrote:

> Do you know where I can find information on SSDI?

I haven't been there in awhile, but I would imagine the
SSA's web page which someone has already posted
still has much about the disability program.

> I'm very confused about the differences between
> everything

I may have contributed to the confusion.

SSDI = Social Security Disablity Insurance.

It is part of the OASDI -- Old Age, Survivor,
Disability Insurance program started way back
by FDR.   You have to work (x) number of
calendar quarters and you and your employer
pay a tax into it.

It is insurance you have paid for.  It is NOT
welfare.

SSI = Supplimentary Security Income, is a
recent welfare program to which no work
history or contributions are required.

> I'm nowhere near retirement which was what
> I was hoping-that I'd make it till an early
> retirement so I could at least get Medicare.

I was in my mid-50s when I retired on disability.
Medicare kicks in 1 year after you've been on
SSDI.  In the meantime Medicade (MediCal in
California) is an income- and assest-based
welfare-type insurance program that actually
covers more than Medicare --- prescriptions
plus 100% MD office/hospital bills.  It is often
used by those waiting for Medicare to kick in.

... An oyster is a fish built like a nut.
tejoyo@yahoo.com - 02 Mar 2005 00:07 GMT
>  I may have contributed to the confusion.
>
[quoted text clipped - 8 lines]
>  It is insurance you have paid for.  It is NOT
>  welfare.
I understand it is not welfare but as I said since I've been working
since I was legally permitted (and paid my taxes!) I mistakenly thought
somehow the system would take care of me in some way when I needed it.

>  SSI = Supplimentary Security Income, is a
>  recent welfare program to which no work
>  history or contributions are required.
Perhaps I've misunderstood then (happens occasionally) because today on
the phone the woman from Social Security said I cannot receive anything
at all. From what I understand of SSI I don't think you can have been
part of the system at all-like my brother who is seriously handicapped.
I don't know but she was very emphatic.

> > I'm nowhere near retirement which was what
> > I was hoping-that I'd make it till an early
[quoted text clipped - 8 lines]
>  plus 100% MD office/hospital bills.  It is often
>  used by those waiting for Medicare to kick in.
Yes, now I'm beginning to understand how it works. But as I said the
problem is that I am not eligible for any kind of MediCal or anything
from the Social Security Admin (except Medicare when I retire-all
employees get that private or public regardless of pension plans). The
irony of the whole situation was that I was unable to work full-time
and was getting sicker. I could easily have had a doctor friend (he has
done it for his patients and also worked the other side for insurance
companies and the government evaluating disabilities) give me
disability and gone in to work for a week or two at a time and gotten
my full salary and more importantly full medical coverage indefinitely.
I thought that was the morally wrong thing to do(I laugh at the thought
now)so I quit hoping to rest, feel better and work at something easier
with medical benefits (dream on). What a fool I was.
Sorry but I'm angry, depressed, terrified and completely disillusioned.

> ... An oyster is a fish built like a nut.
firechief - 02 Mar 2005 00:28 GMT
tejoyo wrote:

> I understand it is not welfare but as I said since I've been
> working since I was legally permitted (and paid my taxes!)

They went ballistics when the made of print-out of my earnings
and contributions, and discovered I had been in the program
since I was 10 years old.   It was under the business name,
not my fat her who owned the grocery store.  <g>  I didn't
know nor appreciate at the time that he was helping me
build up quaters in the system.

> I mistakenly thought somehow the system would take care
> of me in some way when I needed it.

It does, in most cases.  Sometimes you have to fight because
some SOB who accepts/rejects claims is tied to a disability
lawyer who gives them a kickback.

> Perhaps I've misunderstood then (happens occasionally)
> because today on the phone the woman from Social
> Security said I cannot receive anything at all.

From which program?

> From what I understand of SSI I don't think you can have
> been part of the system at all - like my brother who is
> seriously handicapped.  I don't know but she was very
> emphatic.

Absolutely FALSE.   Many, many folks receiving SSI
also receive SSDI and/or OA benefits.   Ca. 1999. a
person could have about $400 monthly income from
OA and/or SSDI and still receive about $50 SSI.

> Yes, now I'm beginning to understand how it works. But
> as I said the problem is that I am not eligible for any kind
> of MediCal

Why, if you don't object to answering?  Too many assets?
Assets and income are the only limiting factor.   Every
hobo/bum on the street is getting it, so why can't you?

> or anything from the Social Security Admin (except
> Medicare when I retire-all employees get that private
> or public regardless of pension plans).

Again, why?  Not enough quarters worked?  That does not
sound right if you've been working since "legally permitted."

... To be or not to be.....Ah, what was the question?
tejoyo@yahoo.com - 02 Mar 2005 02:10 GMT
> > I mistakenly thought somehow the system would take care
> > of me in some way when I needed it.
>
>  It does, in most cases.  Sometimes you have to fight because
>  some SOB who accepts/rejects claims is tied to a disability
>  lawyer who gives them a kickback.
Yes, the father of a woman I worked with is on disability for a false
back injury-he gets enough money to live on and spends his days fishing
and pulling other scams on the side.

> > Perhaps I've misunderstood then (happens occasionally)
> > because today on the phone the woman from Social
> > Security said I cannot receive anything at all.
>
>  From which program?
>From any program as far as I understood. Are you saying I could get
SSI? I thought that was for people like my brother who have been
completely disabled from birth? Or who are for example wheelchair bound
etc.

> > From what I understand of SSI I don't think you can have
> > been part of the system at all - like my brother who is
[quoted text clipped - 5 lines]
>  person could have about $400 monthly income from
>  OA and/or SSDI and still receive about $50 SSI.
Ok, now I'm not sure about SSI but I absolutely cannot receive any SSDI
or OA benefits as I never paid into the system for them. I paid into a
state pension program so yes, I could have gotten disability from them
had I continued working full-time. State pension programs are separate
from federal and if you pay into one you cannot get benefits from the
other. (As I mentioned I paid into Social Security but would still need
another 4 years at a job which contributes to social security to even
claim my pension from them otherwise I lose it.)

> > Yes, now I'm beginning to understand how it works. But
> > as I said the problem is that I am not eligible for any kind
[quoted text clipped - 3 lines]
>  Assets and income are the only limiting factor.   Every
>  hobo/bum on the street is getting it, so why can't you?
No, no assets whatsoever-no property, nothing. I did not pay into
social security, I paid into CalPers. That would make me ineligible for
any social security disability but eligible for disability from CalPers
had I continued working full-time. As it is now I'm screwed. The real
twist is that I worked for AFDC giving out welfare to women who crossed
the border illegally, had their children here (or had signed affidavits
from midwives to that effect) and were married which is not allowed
under the rules of AFDC (no proof that they were married except they
had 5 or 6 kids by the same father as per the birth certificate who
supposedly was not around.)And the families got cash allowance, food
stamps, medi-cal for the kids and sometimes help with housing etc. etc.
Not to mention "Healthy Kids" "Operation School Bell" and free meals.
And here I am having played by the rules. Do I sound bitter?

> > or anything from the Social Security Admin (except
> > Medicare when I retire-all employees get that private
> > or public regardless of pension plans).
>
>  Again, why?  Not enough quarters worked?  That does not
>  sound right if you've been working since "legally permitted."
You need to have worked 10 years I believe-I worked 6 the rest of my
years were CalPers or state pension. I'm not sure if I'm making sense
or not (probably not)My situation is that if I had stayed at my job and
filed for disability I would have gotten it. I was sick (symptoms that
were uncomfortable but that I didn't realize were indicative of
something very bad) and I was exhausted and thought I was doing the
right thing for myself and my clients to take time off. Now I can't get
any sort of help-medical insurance is specifically what I want-because
I'm not working full-time and they won't hire me back because of too
many absences. And now that I got sicker instead of better and can't
work full-time anymore (I didn't realize that something was seriously
wrong at the time-just thought I was exhausted and stressed out)tried a
couple of jobs and couldn't do it physically and none even paid medical
insurance. It's a mess, a huge mess.
Ann - 02 Mar 2005 03:24 GMT
When I see you mention CalPers, does this mean you live in the state of
California?  If so there is temporary disability available in your
state.  It's called SDI and is available for a certain length of time if
you are unable to work. Check it out.

Ann
tejoyo@yahoo.com - 02 Mar 2005 16:15 GMT
Thanks Ann,
SDI is from Social Security thus not available to CalPers. I'm also not
eligible for SSI because I work one or two days a week and have been
working...
firechief - 02 Mar 2005 04:03 GMT
tejoyo wrote:

> > > Perhaps I've misunderstood then (happens occasionally)
> > > because today on the phone the woman from Social
[quoted text clipped - 65 lines]
> couple of jobs and couldn't do it physically and none even paid medical
> insurance. It's a mess, a huge mess.
firechief - 02 Mar 2005 04:56 GMT
tejoyo wrote:

>>  From which program?

> From any program as far as I understood. Are you saying
> I could get SSI? I thought that was for people like my brother
> who have been completely disabled from birth? Or who are
> for example wheelchair bound etc.

On January 1, 1974 the Supplemental Securitu Income (SSI)
program replaced the former grants to states for aid to the
needy, blind and disabled.

The SSA administers the payments, in conjunction with the
states, financed from general funds from the Treasury - not
the Social Security Trust Fund.

The maximum monthly SSI payment for individuals with
no other income, living alone, was $531 in 2001.
(I'm using a 2002 Almanac)

>> Ok, now I'm not sure about SSI but I absolutely cannot receive any
>> any SSDI or OA benefits as I never paid into the system for them.

But below you stated you worked in the system 6 years before
switching to the state system.

> The real twist is that I worked for AFDC giving out welfare to
> women who crossed the border illegally, had their children
> here (or had signed affidavits from midwives to that effect)
> and were married which is not allowed under the rules of
> AFDC

I have worked at the border while I was a cop and lived
within 20 miles most of my life.  I've seen everything you
have.  I have taken children to foster care because the
mother spent AFDC for drugs and alcohol - no running
water, toilet stopped up, mounds of dishes in the sink.
She'd land in jail for child neglect.

I saw Uncle Sam kissing a.s with Asian refuges, allowing
20+ in a 2 or 3 bedroom apartment, and each individual
with 1 child was classified a "head of household" and
received AFDC, MediCal and food stamps.  Families
would stand in line at the bank, 30, 40, 50 deep to cash
their welfare check twice a month.

And American citizens couldn't get a cent when they
needed it the most.

> Do I sound bitter?

I don't blame you, not after what I have witness in this
lifetime.

> You need to have worked 10 years I believe - I worked 6
> the rest of my years were CalPers or state pension.

To receive disability, the worker must have credit for 20
quarters (5 years) of cocerage out of the 40 quarters
(10 years) before becoming disabled.  Persons disabled
before age 31 can qualify with  a briefer period of time.

I had approximately 45 years in the SS system, plus
10-1/2 years in STARS because I taught at the local
community college part-time.  PLUS, a pension from
from Uncle Sam for 26 years in the Naval Reserve.
The medical benefit - Tricare For Life - is worth more
than the small pension (calculated differently for those
in the reserves vs. those on active duty).

... Some mistakes are too much fun to make only once.
tejoyo@yahoo.com - 02 Mar 2005 16:13 GMT
>  I have worked at the border while I was a cop and lived
>  within 20 miles most of my life.  I've seen everything you
[quoted text clipped - 33 lines]
>  than the small pension (calculated differently for those
>  in the reserves vs. those on active duty).
Thank you firechief, you understand exactly where I'm coming from. It's
a relief to talk to you. I worked the foster care and general relief
sides as well-did intakes too and was a supervisor so I've seen all
that and because I speak Spanish (we started learning it in public
school in 6th grade)I got that caseload though I sometimes took over
from my desk partner Tali on the Samoans (another interesting abuse of
the system). Tried to work children's services but couldn't deal with
it. God bless the police, don't know how you guys do it, I'm glad your
pension stuff kicked and works for you. It's nice to know something in
this freaking system actually does work.
Thanks,
T
jb - 02 Mar 2005 04:06 GMT
chief
Medicare doesnt click in until after 2 years on disabiliby unless it has
just changed.  My 2 years are up this month but i have to wait until sept
for my waiting period, so actually you have to wait 2 1/2 years to get
medicare. wish you were right chief as i still have no ins coverage
janice

| tejoyo wrote:
|
[quoted text clipped - 47 lines]
|
| ... To be or not to be.....Ah, what was the question?
firechief - 02 Mar 2005 05:25 GMT
Janice wrote:

> chief
> Medicare doesnt click in until after 2 years on disabiliby
> unless it has  just changed.  My 2 years are up this month
> but i have to wait until sept for my waiting period, so
> actually you have to wait 2 1/2 years to get medicare.
> wish you were right chief as i still have no ins coverage

You are correct.  Mine (both Part A and Part B) kicked
in 30 months after I began receiving SSDI.  Because
my Navy pension didn't start until age 60 (again different
rules for Reservists), I qualified for MediCal during those
30 months.

Medicare.gov - Medicare Eligibility Tool

If you are under 65, you can get Part A without
having to pay premiums if:

 You have received Social Security or Railroad
 Retirement Board disability benefit for 24 months.

 You are a kidney dialysis or kidney transplant patient.

... Marriage changes passion;
... Suddenly you're in bed with a relative.
Jo Firey - 02 Mar 2005 03:58 GMT
.
> I understand it is not welfare but as I said since I've been working
> since I was legally permitted (and paid my taxes!) I mistakenly thought
> somehow the system would take care of me in some way when I needed it.

> Yes, now I'm beginning to understand how it works. But as I said the
> problem is that I am not eligible for any kind of MediCal or anything
[quoted text clipped - 10 lines]
> with medical benefits (dream on). What a fool I was.
> Sorry but I'm angry, depressed, terrified and completely disillusioned.

I know it is frightening and discouraging when you need help and can't get
it.  But the simple truth of the matter as you know from working where you
have is there isn't just one "system".  You were not part of the system with
Social Security for the required length of time to qualify for benefits.  So
that system has not let you down.  You have not been a part of it for long
enough.

And it does no good to worry that others have cheated on programs, and lied
and been able to get away with it.  It doesn't change or help your
situation.

You have to deal with the hand you are dealt as best you can.  You get four
quarters credit for earning of less than $4,000 a year now so you should be
able to get the quarters you need for social security in the next four years
without working full time.

Yes some others are better off than you are at this point.  But plenty are
worse off as well.  A woman your age who has spent the last twenty years
home raising children would have to work for ten years before qualifying for
SSDI.  Someone else who worked for ten years but had not worked in the last
five years would not qualify.

You have stated that you do have family and do have resources.  Many do not.

Don't allow what you don't have to upset you to the point where it blinds
you.

Jo
Harvey R. Stone - 02 Mar 2005 13:36 GMT
> .
>> I understand it is not welfare but as I said since I've been working
[quoted text clipped - 45 lines]
>
> Jo

Well said JO.   Nothing to add .
Harv
firechief - 03 Mar 2005 04:14 GMT
tejoyo wrote

> But as I said the problem is that I am not eligible for any kind
> of MediCal or anything from the Social Security Admin
> (except Medicare when I retire

Bums, hobos, streetpeople who have NEVER worked
a day in their lives are eligible for Medicade/MediCAL.

     Who Is Eligible for Medicaid?
     Many groups of people are covered by Medicaid. Even within these
groups,
     though, certain requirements must be met. These may include your age,
     whether you are pregnant, disabled, blind, or aged; your income and
     resources (like bank accounts, real property, or other items that can
be
     sold for cash); and whether you are a U.S. citizen or a lawfully
admitted
     immigrant. The rules for counting your income and resources vary from
     state to state and from group to group. There are special rules for
those
     who live in nursing homes and for disabled children living at home.
     Your child may be eligible for coverage if he or she is a U.S. citizen
or
     a lawfully admitted immigrant, even if you are not (however, there is
a
     5-year limit that applies to lawful permanent residents). Eligibility
for
     children is based on the child's status, not the parent's. Also, if
     someone else's child lives with you, the child may be eligible even if
you
     are not because your income and resources will not count for the
child.
     In general, you should apply for Medicaid if your income is low and
you
     match one of the descriptions below. (Even if you are not sure whether
you
     qualify, if you or someone in your family needs health care, you
should
     apply for Medicaid and have a qualified caseworker in your state
evaluate
     your situation.)

     Pregnant Women
     Apply for Medicaid if you think you are pregnant. You may be eligible
if
     you are married or single. If you are on Medicaid when your child is
born,
     both you and your child will be covered.

     Children and Teenagers
     Apply for Medicaid if you are the parent or guardian of a child who is
18
     years old or younger and your family's income is low, or if your child
is
     sick enough to need nursing home care, but could stay home with good
     quality care at home. If you are a teenager living on your own, the
state
     may allow you to apply for Medicaid on your own behalf or any adult
may
     apply for you. Many states also cover children up to age 21.

     Person who is Aged, Blind, and/or Disabled
     Apply if you are aged (65 years old or older), blind, or disabled and
have
     low income and few resources. Apply if you are terminally ill and want
to
     receive hospice services. Apply if you are aged, blind, or disabled;
live
     in a nursing home; and have low income and limited resources. Apply if
you
     are aged, blind, or disabled and need nursing home care, but can stay
at
     home with special community care services. Apply if you are eligible
for
     Medicare and have low income and limited resources.

     Some Other Situations
     Apply if you are leaving welfare and need health coverage. Apply if
you
     are a family with children under 18 and have very low income and few
     resources. (You do not need to be receiving a welfare check.) Apply if
you
     have very high medical bills, which you cannot pay (and you are
pregnant,
     under 18 or over 65, blind, or disabled).

     The following websites provide Screening Tools to help you see if you
may
     be eligible for a variety of governmental programs:
www.govbenefits.gov
     and http://www.benefitscheckup.org/

 To find specific information regarding Medicaid eligibility in your State,
     select your state from the list below.
       Quick Link Select a State Alabama Alaska Arizona Arkansas
             California Colorado Connecticut Delaware District of Columbia
             Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas
Kentucky
             Louisiana Maryland Massachusetts Maine Michigan Minnesota
             Mississippi Missouri Montana Nebraska Nevada New Hampshire New
             Jersey New Mexico New York North Carolina North Dakota Ohio
             Oklahoma Oregon Pennsylvania Rhode Island South Carolina South
             Dakota Tennessee Texas Utah Vermont Virginia Washington West
             Virginia Wisconsin Wyoming

.... Do not clean - this room is undergoing a scientific dust test.
tejoyo@yahoo.com - 02 Mar 2005 16:28 GMT
No Jo,
I don't feel let down by Social Security per se I feel let down by "The
System" I have been working for 26 years mostly full-time but since I
quit my job a year ago and have only been able to work one to two days
a week I am eligible for absolutely nothing-I can't get Social Security
not even SSI since I work and CalPers only works if I'm currently
employed by them. My family has no resources whatsoever and except that
I live with them for which I am eternally grateful and I have no
savings left. Frankly I don't give a s##t who is better or worse off
than I am I am desperate at this time and don't know what to do or
where to turn which was the reason for my original post. As for
bitterness yes, I'm sick of watching people abuse the system and get
away with it while I have nowhere to turn after playing by the rules. I
tried for a year to get a job that would pay into social security and
nobody would hire me-tried offices, hospitals, etc.-I was told I was
over qualified and several people questioned my ability to do the job
since I am 20 years older than the average applicant-I live in the most
saturated labor market in the country with one of the younger
populations. I finally got a holiday dept. store job which paid minimum
wage. I stood on my feet for one day and ended up in bed for a week. So
I am far from blind I have been trying and trying for a year to find
some way out and have gotten sicker and sicker. So don't preach at me
when you've got no clue about my situation. It's really easy for you
when you're comfortable and  you've got your meds and your medical
care. Get off your high horse lady.
islands@volcanomail.com - 02 Mar 2005 23:04 GMT
Don't know if my first post went through. Blow off Jo F. and Harv they
are the bullies of the group. Lots of people have bad experiences with
them and I just block their posts. After my experience with them I got
about 10 emails from people here telling me either they had the same
thing or that they were sorry about their behavior and I should just
ignore it. Block them if they bother you but don't stress, it isn't
good for ya!
> No Jo,
> I don't feel let down by Social Security per se I feel let down by "The
[quoted text clipped - 21 lines]
> when you're comfortable and  you've got your meds and your medical
> care. Get off your high horse lady.
firechief - 03 Mar 2005 04:18 GMT
> Don't know if my first post went through. Blow off Jo F. and Harv they
> are the bullies of the group.

STUFF IT!    You're coming into ASA all hot tempered
and attempting to become the all-time champ bully.
Well, you ain't gonna get away with it.

... Is there a statute of limitations on islands stupidity?
Harvey R. Stone - 03 Mar 2005 14:08 GMT
>> Don't know if my first post went through. Blow off Jo F. and Harv they
>> are the bullies of the group.
>
> STUFF IT!    You're coming into ASA all hot tempered
> and attempting to become the all-time champ bully.
> Well, you ain't gonna get away with it.

Just keep in mind that in lots of newsgroups there are people just like her
and it determines what the newsgroup is about.   They do not run this show
and will not.   Please do not have an on going rant with this woman.  With
many,,,, it is what they need for support but the cost is too high.
Harv
Harvey R. Stone - 03 Mar 2005 14:08 GMT
Totally untrue and unnecessary to post this but it does tell everyone a
great deal about yourself.   People that want to push ideas that are not
true for everyone will get a hard time here and it does not matter if you
like it or not.
Harv

> Don't know if my first post went through. Blow off Jo F. and Harv they
> are the bullies of the group. Lots of people have bad experiences with
[quoted text clipped - 36 lines]
>> when you're comfortable and  you've got your meds and your medical
>> care. Get off your high horse lady.
Charlie - 03 Mar 2005 14:43 GMT
Unfortunately, you are often unable to tell truth from untruth, so who the
hell are you to judge others?

> Totally untrue and unnecessary to post this but it does tell everyone a
> great deal about yourself.   People that want to push ideas that are not
[quoted text clipped - 42 lines]
>>> when you're comfortable and  you've got your meds and your medical
>>> care. Get off your high horse lady.
Harvey R. Stone - 03 Mar 2005 15:18 GMT
> Unfortunately, you are often unable to tell truth from untruth, so who the
> hell are you to judge others?

Hi Charlie,    Please try to get to know people here and what this newsgroup
is really all about.    No one is judging you.   No one is telling you what
to post or for that matter what you do post and what it is worth.
    What seems to bother you the most is not not what this newsgroup has
been about over the years.   If you want to tell people what they can post
or how they can post,,, you are wasting your time here.   Please take part
in any of the threads that are on going  and talk about how the subject
seems to you or was treated in your life with the outcome.  Give it a try,,,
you have nothing to loose and lots to gain.

Harv
Charlie - 03 Mar 2005 15:29 GMT
> Please try to get to know people here and what this newsgroup
is really all about.    No one is judging you.   No one is telling you what
to post or for that matter what you do post and what it is worth.

On the contrary, you have done exactly that with me, that is, on the issue
of using a smaller gauge needle you ranted on about how it would effect the
molecules, when in fact you did not know what you were talking about.
Longevity on a newsgroup does not give a person license to antagonize or
insult one's intelligence.

>> Unfortunately, you are often unable to tell truth from untruth, so who
>> the hell are you to judge others?
[quoted text clipped - 11 lines]
>
> Harv
Harvey R. Stone - 03 Mar 2005 16:52 GMT
> On the contrary, you have done exactly that with me, that is, on the issue
> of using a smaller gauge needle you ranted on about how it would effect
> the molecules, when in fact you did not know what you were talking about.
> Longevity on a newsgroup does not give a person license to antagonize or
> insult one's intelligence.

If want to find fault,  a person always can and I have not always been
correct with everything I have said but the same can be said for you in that
you have done several posts how I should be blocked for whatever your
reasons were and here you are holding a conversation with me which means you
are not always consistent with what you say.   I am not going to go on and
on with you in this kind of posting which as a rule is not constructive for
people to read over and over that have real pain in their life and come here
to find support.   I am going to be judgmental and think you understand what
I am trying to say and can apply it to yourself as you enjoy reading this
newsgroup.
Harv
Charlie - 03 Mar 2005 18:18 GMT
There you go yet again.  Give me one reference where I ever suggested that
you be blocked.  I'll fedex you an empty Entrel tray if you can!

>> On the contrary, you have done exactly that with me, that is, on the
>> issue of using a smaller gauge needle you ranted on about how it would
[quoted text clipped - 13 lines]
> as you enjoy reading this newsgroup.
> Harv
Harvey R. Stone - 04 Mar 2005 13:53 GMT
> There you go yet again.  Give me one reference where I ever suggested that
> you be blocked.  I'll fedex you an empty Entrel tray if you can!

You are correct.  My apologies.  I had you confused with something else.
;-)
Harv
islands@volcanomail.com - 04 Mar 2005 15:39 GMT
Charlie,
Don't waste your time on what many of us privately refer to as the "ASA
Mafia"
I've blocked three of them so far and the quality of postings I read
has skyrocketed. They are hostile and become enraged when someone
doesn't allow them to spew their nastiness, they specialize in giving
incorrect advice and ugly responses to posts not directed at them.
Firechief (who I've now blocked)almost blew a gasket in his last post
to me...perhaps he'll have a stroke next time.
> There you go yet again.  Give me one reference where I ever suggested that
> you be blocked.  I'll fedex you an empty Entrel tray if you can!
[quoted text clipped - 16 lines]
> > as you enjoy reading this newsgroup.
> > Harv
Harvey R. Stone - 04 Mar 2005 17:05 GMT
> Charlie,
> Don't waste your time on what many of us privately refer to as the "ASA
[quoted text clipped - 5 lines]
> Firechief (who I've now blocked)almost blew a gasket in his last post
> to me...perhaps he'll have a stroke next time.

You have so much anger that support is impossible by me and better handled
by others.   Please apply what I said to Charlie to yourself.
   I am not the reason for your anger and inner pain or I should not be.
This is a support group.   Please tell us more about what your problem is in
the arthritis field and others can help you with them.   My last post with
you.
Harv
firechief - 05 Mar 2005 00:34 GMT
islands wrote:

> Firechief (who I've now blocked)

The feeling is mutual, troublemaking newcomer,
trying to bully your way into the group.

You're gone from this end also.
firechief - 04 Mar 2005 07:25 GMT
> Longevity on a newsgroup does not give a person license to
> antagonize or insult one's intelligence.

Too bad you don't have any of that intelligence.

... Artificial intelligence is no match for Charlie's natural stupidity.
firechief - 04 Mar 2005 07:22 GMT
> Unfortunately, you are often unable to tell truth from untruth,
> so who the hell are you to judge others?

STUFF IT, you imbecile.

You're not going to just walk into ASA and run over people.

... Sometimes when it's quiet, you can hear Charlie's brain cells die.
Janet R - 01 Mar 2005 19:29 GMT
Here are some replies I received from the group when I asked about
advice for disability.  Its long...may wanna print it out!

Janet R

*********************
Don't know how much time or energy you have to put into this, but when
I
initially applied, I had first called and had the forms sent to me so
I
could fill them out in the comfort and privacy of my own home.  I also
did the interview with them by phone.   I got copies of all my medical
records myself and went through them in the evening while watching tv.
I put everything in date order and also highlighted anything that I
thought might be important for the disability caseworker to read.
With
the highlighting, this drew their attention to certain things that
were
very specific in backing up my disability claim.   I also made copies
of
EVERYTHING I sent them as they tend to "lose" a lot of things or say
they never received the stuff.   I also sent everything by certified
mail so they had to sign for it and such.  By having copies of
everything and having it all in date order, whenever they said they
didn't have something, I could pretty quickly find it and either fax
it
to them or resend it to them by mail.   This really seemed to keep
things moving and not stalling.   By also highlighting, it made their
job a bit easier as well.   It is time consuming and not something
that
can just be done overnight, but I found if I did this while watching
tv
at night, I could get a fair amount accomplished and it didn't seem
overwhelming.  I also think it helped me to get approved on my first
go
round without having to go see any other doctors or do anything else
extra.    I also had tremendous support from my doctors during this
time
as well.  I was very lucky to get approved on my first go round and
also
at such a young age. (I was only about 34 at the time)  I have also
done
the same thing everytime I come up for review.  By highlighing all the
important stuff, keeping it all in date order, etc,  it makes it
awfully
hard for them to claim they don't have certain things.

You have gotten some good advice from some of the others as well.
Good
luck to you and sure hope it all goes smoothly for you!!!

Donna G
**************************************
One thing that helped me was that I typed out a list of things I could
no longer do, such as getting into and out of the bath tub, standing
up
to prepare food or wash dishes, go up and downstairs more than twice a
day, etc. Also, how I had to modify daily tasks...using the microwave
instead of the oven, having dishes and pans at eye level instead of in
upper/lower cabinets.  You can think of many other things, I'm sure. I
also included many things at my employment that were causing me
trouble.
I brought this list to my RD and he incorporated it in my chart.
Remember it is the doctor's notes that SSA is interested in rather
than
just his openion that you are disabled.  You have to let him know
exactly what is going on in your life.  Another hint is when you get
the
forms from SSA to fill out, use a notebook or blank paper for your
first
draft.  There is not a lot of room on those forms so you will have to
be
concise without leaving anything important out.  Good Luck.

Ann
**********************************
Do    NOT    include any hobbies/pastimes which could in
the least indicate a talent that might be transformed into
a job.

Do    NOT   include any time you spend on a computer
at home.

Minimize your education/experience/talents.

Maximize your limitation.  "I can sit for only 30 minutes,
then must get up to prevent stiffness."   "My legs get
tired/buckle if I stand more than 15-20 minutes."
"I often fall asleep at my desk because of fatigue."

*******************************************
It would be helpfulful for you get copies of "all" of your records
from
hospitals, dictor's offices, clincs, etc.  This alco includes readings
of
all related X-Rays, blood tests, or any other related tests.  It is
also
very helpful to enlist the help of a lawyer.  He/she will be able to
determine if the evidence you have provided merits SSI consideration.

 You will need a photo ID, W2 forms from your last employer, and
details of
what types of physical limitations you have (in your own words).
****************************************************
Have you visited the SSA disability web site and read up on the
various programs and their requirements?

Here is a link to the SSA disability web site.

http://www.ssa.gov/disability/

Here is some general information.

http://www.ssa.gov/pubs/10153.html

Here is a list of frequently asked questions about SSA disability.

http://www.nosscr.org/faqind.html

Here is a disability planner.

http://www.ssa.gov/dibplan/

Here is information on utilizing outside doctors/psychologists should
the data you submit not substantiate your claim of disability.

http://www.ssa.gov/pubs/10087.html

Here is the "Red Book" that may answer many of your questions.

http://www.ssa.gov/work/ResourcesToolkit/redbook.html

Here is the "Blue Book" that will provide the criteria for determining
disability/eligibility. This is considered the "bible" of disability
determination for SSA/DDS.

http://www.ssa.gov/disability/professionals/bluebook/

Here is information on family benefits in case you have family living
with you.

http://www.ssa.gov/dibplan/dfamily.htm

If you also receive Workers Compensation, here is information on how
that affects SSA disability.

http://www.ssa.gov/pubs/10018.html

Here is information specifically if you are blind.

http://www.ssa.gov/pubs/10052.html

Here is information on the representative payee program if you have
difficulty with managing your own money.

http://www.ssa.gov/payee/

Here is the Medicare web site if you would like to learn more about
that aspect of being on SSA disability.

http://www.medicare.gov/

Depending how in depth you care to research, here is the operations
manual that all SSA employees must operate under. It keeps your DDS
representative on their his/her toes when you start citing poms. <g>

http://policy.ssa.gov/poms.nsf/poms?OpenView

You will find that most state benefit programs tend to be income based
intended for those in need. Depending on your own personal financial
situation, you may want to research your state agencies that handle
Title 19. Here is information on the federal Title 19 program.

http://www.ssa.gov/OP_Home/ssact/title19/1900.htm

Or go to Yahoo and type in title XIX and your state name to find who
out more information for your local area.

If after reading all of the above and you feel overwhelmed, here is
information on having a representative assist you.

http://www.socialsecurity.gov/pubs/10075.html

This should keep you busy for a couple hours. <g>

--
Kiyoshi
*********************************
the only suggestion i'd make is for you to make certain your physcian
writes "totally and permanently disabled" somewhere on the forms he
signs.
don't know where you live, and i suppose it shouldn't matter, but here
in
washington social security case workers will help you over the phone
with
the forms and will often even interview you over the phone, so that
you
don't have to drive to the ssa office.   hope it goes smoothly and
expeditiously for you.

kate
*******************************************************

: Hi,
: I'm a woman in my early 40's, divorced (i.e. no financial support or
[quoted text clipped - 26 lines]
: Thanks for your help.
: T
tejoyo@yahoo.com - 01 Mar 2005 20:39 GMT
Janet,
Thank you very much for the reply, yes I'm going to print it out. I
have printed out several things from this group and put in my
[sadly]ever-growing file. Unfortunately today I found out that as a
career-long public employee since I have never paid into Social
Security (actually I did first thing in my working life but need 4 more
years or I won't get anything back)I am not eligible for any kind of
SDI or SSDI. Public employees pay into other pension systems than
social security so while theoretically I could get some sort of
disability, I am not working full-time now and therefore not
eligible-it's an awful catch 22. I feel like I'm sort of in a waking
nightmare. I'm hoping I can do something easier on me and at least get
back into the system. I wrote a letter to my Congressman today-never
done that in my life but I've been paying taxes since I was 16 and this
is how I end up...
Thanks again for the info.
T
> Here are some replies I received from the group when I asked about
> advice for disability.  Its long...may wanna print it out!
[quoted text clipped - 5 lines]
> I
> initially applied, I had first called and had the forms sent to me so

> I
> could fill them out in the comfort and privacy of my own home.  I also
[quoted text clipped - 6 lines]
> were
> very specific in backing up my disability claim.   I also made copies

> of
> EVERYTHING I sent them as they tend to "lose" a lot of things or say
[quoted text clipped - 48 lines]
> first
> draft.  There is not a lot of room on those forms so you will have to

> be
> concise without leaving anything important out.  Good Luck.
[quoted text clipped - 131 lines]
> : I'm a woman in my early 40's, divorced (i.e. no financial support or
> : back up health insurance), no children and no family I can count on

> for
> : any kind of emotional support except my mother and I'm unable to
[quoted text clipped - 15 lines]
> disabled
> : (autistic and mentally retarded) he has been on disability since he

> was
> : a teenager and was put in a group home. He has the family looking
> out
> : for his interests but the quality of his care has not been good and

> he
> : is far less aware than I. Is there somewhere I can get clear,
[quoted text clipped - 10 lines]
> : illness? Any place you can direct me to get info? On the arthritis
> : website it said that 50% of all people with RA end up on disability

> 10
> : years after first diagnosis and the Lupus website had similar
> : statistics so I don't think I'm being paranoid.
> : Thanks for your help.
> : T
Nann Bell - 03 Mar 2005 02:57 GMT
>  I wrote a letter to my Congressman today-never
> done that in my life but I've been paying taxes since I was 16 and this
> is how I end up...

That's what I was about to suggest, then I got to the final line and saw
you'd already done it!  I think that was a wise thing to do.  If you find
there is indeed no way to get disability from the state program as you would
have been able to with the federal program, you can start raising a stink
about it - write all the papers and TV stations.  heehee, if nothing
else,it'll give you a new hobby.  Maybe you can get things changed, though I
know CA has its plate full of problems already.

Signature

Nann
remove the Gator cheer to email me
Simply the thing I am shall make me live --- William Shakespeare

wireless155 - 02 Mar 2005 20:06 GMT
Not true: 50% of the people with RA do NOT end up on Disability within
10 years of diagnosis. First, the definition of disability is at issue
here. What DOES happen is that you usually get rejected for Disability
and related types of insurance products( I am an Agent); that being the
case, wheoever floats this bogus stat about disability in 10 years
could very well be playing a game from the Underwiring point of view
justifying why the industry does not write or cover RA aplications. In
other words, they all get disabled in 10 years, wo we're justified in
not underwriting them. I had a policy made to exclude RA, but not its
complications. Ok, fair enough.
But still, watch the false buzz out there. It can ruin your day. Don;t
let it.

J
tejoyo@yahoo.com - 02 Mar 2005 20:34 GMT
> Not true: 50% of the people with RA do NOT end up on Disability within
> 10 years of diagnosis. First, the definition of disability is at issue
[quoted text clipped - 10 lines]
>
> J
J,
If what you're saying is correct then it's a comforting thought that
half of all RA patients don't end up on disability. But I actually got
that statistic from the Arthritis Foundation website about a week
ago-it scared the heck out of me (I'm scared enough already didn't take
much to send me into panic) I know enough to know about "...lies, damn
lies and statistics" (Samuel Clemens) but I also thought that if anyone
the Arthritis Foundation would be a pretty reputable source...Anyway I
pray you're right...
wireless155 - 02 Mar 2005 20:09 GMT
You CAN do some part-time work without sacrificing benefits. It's not
an EITHER/OR Zero Sum kind of situation. It's not black and white. It
has to do with how much money you earn, and what kind of work you do.
For instance, if one were claiming disbility of a physical type and
worked for 8 hours a week on a road crew, then any SSDI Judge ain;t
likely to see things the Appellant's way. Point being, you can work P/T
and not preclude benefit receipt.
J
wireless155 - 02 Mar 2005 20:09 GMT
Let me say this, though: without Enbrel, I would have been disabled.

J
 
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