Medical Forum / Diseases and Disorders / Arthritis / March 2005
I'm in a really bad place-intro
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tejoyo@yahoo.com - 01 Mar 2005 01:38 GMT Hi, I'm a woman in my early 40's, divorced (i.e. no financial support or back up health insurance), no children and no family I can count on for any kind of emotional support except my mother and I'm unable to work everyday any more. I'm exhausted, in pain and scared and have one minor autoimmune disorder (is that possible?) for which I take meds. I have either RA or possibly Lupus or both or an overlap-doctor is still working on it. If I allow myself to work too hard or get too stressed out at work I pay for it the next day with extreme joint pain and exhaustion. I have a career that is physically difficult and stressful and I'm trying to train for something else but the fatigue and pain make it a struggle. I'm scared to death of ending up on disability but it may be inevitable. I have a brother who is developmentally disabled (autistic and mentally retarded) he has been on disability since he was a teenager and was put in a group home. He has the family looking out for his interests but the quality of his care has not been good and he is far less aware than I. Is there somewhere I can get clear, understandable information on disability? I looked up the Social Security website and it was hard to follow. For example can I work part-time and still get medical benefits? My mother has enough money to leave sufficient for my other brother and I to buy our own small condos to live in, would that make me ineligible, do I have to live in Section 8? Are there people here who are on disability as a result of their illness? Any place you can direct me to get info? On the arthritis website it said that 50% of all people with RA end up on disability 10 years after first diagnosis and the Lupus website had similar statistics so I don't think I'm being paranoid. Thanks for your help. T
Mary Z - 01 Mar 2005 03:30 GMT >On the arthritis >website it said that 50% of all people with RA end up on disability 10 >years after first diagnosis I think that is outdated information the new Biologic drugs have greatly improved the outlook but you must have good medical insurance. I think those statistics might have been true 10 or 15 years ago. Personally I wouldn't give up quite yet. I have severe, severe (my Drs words) arthritis and Remicade put me into remission. When my arthritis started they were watching for lupus, scleroderma and RA, it finally settled into RA.
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tejoyo@yahoo.com - 01 Mar 2005 16:20 GMT Mary, I've done a little reading on those drugs and they're quite expensive. I don't know what to do about medical insurance since I've already been denied. Do good doctors take disability insurance? My brother has not had very good medical care and that's another huge concern. Thanks, T
firechief - 01 Mar 2005 04:11 GMT > Hi, > I'm a woman in my early 40's,...... [quoted text clipped - 3 lines] > hard to follow. For example can I work part-time > and still get medical benefits? The judge who awarded me SSDI stated I could work 15 hours a week maximum. At that time, the cap on earnings/wages was $300/month. It is now about $600, maybe more.
> My mother has enough money to leave sufficient > for my other brother and I to buy our own small > condos to live in, would that make me ineligible, SSDI, unlike SDI, is not asset-dependent. You could be as rich as Bill Gates, own real property, stocks and bank accounts and still be eligible for SSDI. Dividends, interest, rental income are NOT considered "wages" for SSDI.
> do I have to live in Section 8? Absolutely not. I never have. With a 3-5 year waiting list (in this county at least), it would be impossible to accommodate everyone on SSDI who wanted Section 8 assistance.
> Are there people here who are on disability as > a result of their illness? Some here are. I retired on disability because of ankylosing spondylitis - 1 of the more than 100 forms of arthritis.
And welcome to ASA. Please pull up a chair and stay as long as you wish. Hopefully others will be able to guide you to some of the sites you are seeking.
... Contentsofthispostmaysettleduringshipping.
Nann Bell - 01 Mar 2005 13:02 GMT > The judge who awarded me SSDI stated I could > work 15 hours a week maximum. At that time, > the cap on earnings/wages was $300/month. > It is now about $600, maybe more. I haven't checked the figures recently, but IIRC from looking at stuff last year, it is now $800/month you are allowed to earn.
As to how much you'd get for disability - you should be getting an annual statement from the SSA these days. One of the things they include on that is how much you'd get monthly if you went on disability now.
Is this - http://www.ssa.gov/disability/ - the page you found on Social Security? I've found it quite informative in the past. Much more so than one might expect from the government! LOL
 Signature Nann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare
tejoyo@yahoo.com - 01 Mar 2005 16:26 GMT Firechief, Thank you for your kind welcome. Do you know where I can find information on SSDI? I'm very confused about the differences between everything and I have a hard time with the SSA website (is it on there and I missed it?) that Nann seems to enjoy so much! (just teasing Nann) I've been so scared with all this and I admit I'm in a panic whenever I try to read about all this. I'm nowhere near retirement which was what I was hoping-that I'd make it till an early retirement so I could at least get Medicare. Thanks, T
firechief - 01 Mar 2005 20:57 GMT tejoyo wrote:
> Do you know where I can find information on SSDI? I haven't been there in awhile, but I would imagine the SSA's web page which someone has already posted still has much about the disability program.
> I'm very confused about the differences between > everything I may have contributed to the confusion.
SSDI = Social Security Disablity Insurance.
It is part of the OASDI -- Old Age, Survivor, Disability Insurance program started way back by FDR. You have to work (x) number of calendar quarters and you and your employer pay a tax into it.
It is insurance you have paid for. It is NOT welfare.
SSI = Supplimentary Security Income, is a recent welfare program to which no work history or contributions are required.
> I'm nowhere near retirement which was what > I was hoping-that I'd make it till an early > retirement so I could at least get Medicare. I was in my mid-50s when I retired on disability. Medicare kicks in 1 year after you've been on SSDI. In the meantime Medicade (MediCal in California) is an income- and assest-based welfare-type insurance program that actually covers more than Medicare --- prescriptions plus 100% MD office/hospital bills. It is often used by those waiting for Medicare to kick in.
... An oyster is a fish built like a nut.
tejoyo@yahoo.com - 02 Mar 2005 00:07 GMT > I may have contributed to the confusion. > [quoted text clipped - 8 lines] > It is insurance you have paid for. It is NOT > welfare. I understand it is not welfare but as I said since I've been working since I was legally permitted (and paid my taxes!) I mistakenly thought somehow the system would take care of me in some way when I needed it.
> SSI = Supplimentary Security Income, is a > recent welfare program to which no work > history or contributions are required. Perhaps I've misunderstood then (happens occasionally) because today on the phone the woman from Social Security said I cannot receive anything at all. From what I understand of SSI I don't think you can have been part of the system at all-like my brother who is seriously handicapped. I don't know but she was very emphatic.
> > I'm nowhere near retirement which was what > > I was hoping-that I'd make it till an early [quoted text clipped - 8 lines] > plus 100% MD office/hospital bills. It is often > used by those waiting for Medicare to kick in. Yes, now I'm beginning to understand how it works. But as I said the problem is that I am not eligible for any kind of MediCal or anything from the Social Security Admin (except Medicare when I retire-all employees get that private or public regardless of pension plans). The irony of the whole situation was that I was unable to work full-time and was getting sicker. I could easily have had a doctor friend (he has done it for his patients and also worked the other side for insurance companies and the government evaluating disabilities) give me disability and gone in to work for a week or two at a time and gotten my full salary and more importantly full medical coverage indefinitely. I thought that was the morally wrong thing to do(I laugh at the thought now)so I quit hoping to rest, feel better and work at something easier with medical benefits (dream on). What a fool I was. Sorry but I'm angry, depressed, terrified and completely disillusioned.
> ... An oyster is a fish built like a nut. firechief - 02 Mar 2005 00:28 GMT tejoyo wrote:
> I understand it is not welfare but as I said since I've been > working since I was legally permitted (and paid my taxes!) They went ballistics when the made of print-out of my earnings and contributions, and discovered I had been in the program since I was 10 years old. It was under the business name, not my fat her who owned the grocery store. <g> I didn't know nor appreciate at the time that he was helping me build up quaters in the system.
> I mistakenly thought somehow the system would take care > of me in some way when I needed it. It does, in most cases. Sometimes you have to fight because some SOB who accepts/rejects claims is tied to a disability lawyer who gives them a kickback.
> Perhaps I've misunderstood then (happens occasionally) > because today on the phone the woman from Social > Security said I cannot receive anything at all. From which program?
> From what I understand of SSI I don't think you can have > been part of the system at all - like my brother who is > seriously handicapped. I don't know but she was very > emphatic. Absolutely FALSE. Many, many folks receiving SSI also receive SSDI and/or OA benefits. Ca. 1999. a person could have about $400 monthly income from OA and/or SSDI and still receive about $50 SSI.
> Yes, now I'm beginning to understand how it works. But > as I said the problem is that I am not eligible for any kind > of MediCal Why, if you don't object to answering? Too many assets? Assets and income are the only limiting factor. Every hobo/bum on the street is getting it, so why can't you?
> or anything from the Social Security Admin (except > Medicare when I retire-all employees get that private > or public regardless of pension plans). Again, why? Not enough quarters worked? That does not sound right if you've been working since "legally permitted."
... To be or not to be.....Ah, what was the question?
tejoyo@yahoo.com - 02 Mar 2005 02:10 GMT > > I mistakenly thought somehow the system would take care > > of me in some way when I needed it. > > It does, in most cases. Sometimes you have to fight because > some SOB who accepts/rejects claims is tied to a disability > lawyer who gives them a kickback. Yes, the father of a woman I worked with is on disability for a false back injury-he gets enough money to live on and spends his days fishing and pulling other scams on the side.
> > Perhaps I've misunderstood then (happens occasionally) > > because today on the phone the woman from Social > > Security said I cannot receive anything at all. > > From which program? >From any program as far as I understood. Are you saying I could get SSI? I thought that was for people like my brother who have been completely disabled from birth? Or who are for example wheelchair bound etc.
> > From what I understand of SSI I don't think you can have > > been part of the system at all - like my brother who is [quoted text clipped - 5 lines] > person could have about $400 monthly income from > OA and/or SSDI and still receive about $50 SSI. Ok, now I'm not sure about SSI but I absolutely cannot receive any SSDI or OA benefits as I never paid into the system for them. I paid into a state pension program so yes, I could have gotten disability from them had I continued working full-time. State pension programs are separate from federal and if you pay into one you cannot get benefits from the other. (As I mentioned I paid into Social Security but would still need another 4 years at a job which contributes to social security to even claim my pension from them otherwise I lose it.)
> > Yes, now I'm beginning to understand how it works. But > > as I said the problem is that I am not eligible for any kind [quoted text clipped - 3 lines] > Assets and income are the only limiting factor. Every > hobo/bum on the street is getting it, so why can't you? No, no assets whatsoever-no property, nothing. I did not pay into social security, I paid into CalPers. That would make me ineligible for any social security disability but eligible for disability from CalPers had I continued working full-time. As it is now I'm screwed. The real twist is that I worked for AFDC giving out welfare to women who crossed the border illegally, had their children here (or had signed affidavits from midwives to that effect) and were married which is not allowed under the rules of AFDC (no proof that they were married except they had 5 or 6 kids by the same father as per the birth certificate who supposedly was not around.)And the families got cash allowance, food stamps, medi-cal for the kids and sometimes help with housing etc. etc. Not to mention "Healthy Kids" "Operation School Bell" and free meals. And here I am having played by the rules. Do I sound bitter?
> > or anything from the Social Security Admin (except > > Medicare when I retire-all employees get that private > > or public regardless of pension plans). > > Again, why? Not enough quarters worked? That does not > sound right if you've been working since "legally permitted." You need to have worked 10 years I believe-I worked 6 the rest of my years were CalPers or state pension. I'm not sure if I'm making sense or not (probably not)My situation is that if I had stayed at my job and filed for disability I would have gotten it. I was sick (symptoms that were uncomfortable but that I didn't realize were indicative of something very bad) and I was exhausted and thought I was doing the right thing for myself and my clients to take time off. Now I can't get any sort of help-medical insurance is specifically what I want-because I'm not working full-time and they won't hire me back because of too many absences. And now that I got sicker instead of better and can't work full-time anymore (I didn't realize that something was seriously wrong at the time-just thought I was exhausted and stressed out)tried a couple of jobs and couldn't do it physically and none even paid medical insurance. It's a mess, a huge mess.
Ann - 02 Mar 2005 03:24 GMT When I see you mention CalPers, does this mean you live in the state of California? If so there is temporary disability available in your state. It's called SDI and is available for a certain length of time if you are unable to work. Check it out.
Ann
tejoyo@yahoo.com - 02 Mar 2005 16:15 GMT Thanks Ann, SDI is from Social Security thus not available to CalPers. I'm also not eligible for SSI because I work one or two days a week and have been working...
firechief - 02 Mar 2005 04:03 GMT tejoyo wrote:
> > > Perhaps I've misunderstood then (happens occasionally) > > > because today on the phone the woman from Social [quoted text clipped - 65 lines] > couple of jobs and couldn't do it physically and none even paid medical > insurance. It's a mess, a huge mess. firechief - 02 Mar 2005 04:56 GMT tejoyo wrote:
>> From which program?
> From any program as far as I understood. Are you saying > I could get SSI? I thought that was for people like my brother > who have been completely disabled from birth? Or who are > for example wheelchair bound etc. On January 1, 1974 the Supplemental Securitu Income (SSI) program replaced the former grants to states for aid to the needy, blind and disabled.
The SSA administers the payments, in conjunction with the states, financed from general funds from the Treasury - not the Social Security Trust Fund.
The maximum monthly SSI payment for individuals with no other income, living alone, was $531 in 2001. (I'm using a 2002 Almanac)
>> Ok, now I'm not sure about SSI but I absolutely cannot receive any >> any SSDI or OA benefits as I never paid into the system for them. But below you stated you worked in the system 6 years before switching to the state system.
> The real twist is that I worked for AFDC giving out welfare to > women who crossed the border illegally, had their children > here (or had signed affidavits from midwives to that effect) > and were married which is not allowed under the rules of > AFDC I have worked at the border while I was a cop and lived within 20 miles most of my life. I've seen everything you have. I have taken children to foster care because the mother spent AFDC for drugs and alcohol - no running water, toilet stopped up, mounds of dishes in the sink. She'd land in jail for child neglect.
I saw Uncle Sam kissing a.s with Asian refuges, allowing 20+ in a 2 or 3 bedroom apartment, and each individual with 1 child was classified a "head of household" and received AFDC, MediCal and food stamps. Families would stand in line at the bank, 30, 40, 50 deep to cash their welfare check twice a month.
And American citizens couldn't get a cent when they needed it the most.
> Do I sound bitter? I don't blame you, not after what I have witness in this lifetime.
> You need to have worked 10 years I believe - I worked 6 > the rest of my years were CalPers or state pension. To receive disability, the worker must have credit for 20 quarters (5 years) of cocerage out of the 40 quarters (10 years) before becoming disabled. Persons disabled before age 31 can qualify with a briefer period of time.
I had approximately 45 years in the SS system, plus 10-1/2 years in STARS because I taught at the local community college part-time. PLUS, a pension from from Uncle Sam for 26 years in the Naval Reserve. The medical benefit - Tricare For Life - is worth more than the small pension (calculated differently for those in the reserves vs. those on active duty).
... Some mistakes are too much fun to make only once.
tejoyo@yahoo.com - 02 Mar 2005 16:13 GMT > I have worked at the border while I was a cop and lived > within 20 miles most of my life. I've seen everything you [quoted text clipped - 33 lines] > than the small pension (calculated differently for those > in the reserves vs. those on active duty). Thank you firechief, you understand exactly where I'm coming from. It's a relief to talk to you. I worked the foster care and general relief sides as well-did intakes too and was a supervisor so I've seen all that and because I speak Spanish (we started learning it in public school in 6th grade)I got that caseload though I sometimes took over from my desk partner Tali on the Samoans (another interesting abuse of the system). Tried to work children's services but couldn't deal with it. God bless the police, don't know how you guys do it, I'm glad your pension stuff kicked and works for you. It's nice to know something in this freaking system actually does work. Thanks, T
jb - 02 Mar 2005 04:06 GMT chief Medicare doesnt click in until after 2 years on disabiliby unless it has just changed. My 2 years are up this month but i have to wait until sept for my waiting period, so actually you have to wait 2 1/2 years to get medicare. wish you were right chief as i still have no ins coverage janice
| tejoyo wrote: | [quoted text clipped - 47 lines] | | ... To be or not to be.....Ah, what was the question? firechief - 02 Mar 2005 05:25 GMT Janice wrote:
> chief > Medicare doesnt click in until after 2 years on disabiliby > unless it has just changed. My 2 years are up this month > but i have to wait until sept for my waiting period, so > actually you have to wait 2 1/2 years to get medicare. > wish you were right chief as i still have no ins coverage You are correct. Mine (both Part A and Part B) kicked in 30 months after I began receiving SSDI. Because my Navy pension didn't start until age 60 (again different rules for Reservists), I qualified for MediCal during those 30 months.
Medicare.gov - Medicare Eligibility Tool
If you are under 65, you can get Part A without having to pay premiums if:
You have received Social Security or Railroad Retirement Board disability benefit for 24 months.
You are a kidney dialysis or kidney transplant patient.
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Jo Firey - 02 Mar 2005 03:58 GMT .
> I understand it is not welfare but as I said since I've been working > since I was legally permitted (and paid my taxes!) I mistakenly thought > somehow the system would take care of me in some way when I needed it.
> Yes, now I'm beginning to understand how it works. But as I said the > problem is that I am not eligible for any kind of MediCal or anything [quoted text clipped - 10 lines] > with medical benefits (dream on). What a fool I was. > Sorry but I'm angry, depressed, terrified and completely disillusioned. I know it is frightening and discouraging when you need help and can't get it. But the simple truth of the matter as you know from working where you have is there isn't just one "system". You were not part of the system with Social Security for the required length of time to qualify for benefits. So that system has not let you down. You have not been a part of it for long enough.
And it does no good to worry that others have cheated on programs, and lied and been able to get away with it. It doesn't change or help your situation.
You have to deal with the hand you are dealt as best you can. You get four quarters credit for earning of less than $4,000 a year now so you should be able to get the quarters you need for social security in the next four years without working full time.
Yes some others are better off than you are at this point. But plenty are worse off as well. A woman your age who has spent the last twenty years home raising children would have to work for ten years before qualifying for SSDI. Someone else who worked for ten years but had not worked in the last five years would not qualify.
You have stated that you do have family and do have resources. Many do not.
Don't allow what you don't have to upset you to the point where it blinds you.
Jo
Harvey R. Stone - 02 Mar 2005 13:36 GMT > . >> I understand it is not welfare but as I said since I've been working [quoted text clipped - 45 lines] > > Jo Well said JO. Nothing to add . Harv
firechief - 03 Mar 2005 04:14 GMT tejoyo wrote
> But as I said the problem is that I am not eligible for any kind > of MediCal or anything from the Social Security Admin > (except Medicare when I retire Bums, hobos, streetpeople who have NEVER worked a day in their lives are eligible for Medicade/MediCAL.
Who Is Eligible for Medicaid? Many groups of people are covered by Medicaid. Even within these groups, though, certain requirements must be met. These may include your age, whether you are pregnant, disabled, blind, or aged; your income and resources (like bank accounts, real property, or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully admitted immigrant. The rules for counting your income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes and for disabled children living at home. Your child may be eligible for coverage if he or she is a U.S. citizen or a lawfully admitted immigrant, even if you are not (however, there is a 5-year limit that applies to lawful permanent residents). Eligibility for children is based on the child's status, not the parent's. Also, if someone else's child lives with you, the child may be eligible even if you are not because your income and resources will not count for the child. In general, you should apply for Medicaid if your income is low and you match one of the descriptions below. (Even if you are not sure whether you qualify, if you or someone in your family needs health care, you should apply for Medicaid and have a qualified caseworker in your state evaluate your situation.)
Pregnant Women Apply for Medicaid if you think you are pregnant. You may be eligible if you are married or single. If you are on Medicaid when your child is born, both you and your child will be covered.
Children and Teenagers Apply for Medicaid if you are the parent or guardian of a child who is 18 years old or younger and your family's income is low, or if your child is sick enough to need nursing home care, but could stay home with good quality care at home. If you are a teenager living on your own, the state may allow you to apply for Medicaid on your own behalf or any adult may apply for you. Many states also cover children up to age 21.
Person who is Aged, Blind, and/or Disabled Apply if you are aged (65 years old or older), blind, or disabled and have low income and few resources. Apply if you are terminally ill and want to receive hospice services. Apply if you are aged, blind, or disabled; live in a nursing home; and have low income and limited resources. Apply if you are aged, blind, or disabled and need nursing home care, but can stay at home with special community care services. Apply if you are eligible for Medicare and have low income and limited resources.
Some Other Situations Apply if you are leaving welfare and need health coverage. Apply if you are a family with children under 18 and have very low income and few resources. (You do not need to be receiving a welfare check.) Apply if you have very high medical bills, which you cannot pay (and you are pregnant, under 18 or over 65, blind, or disabled).
The following websites provide Screening Tools to help you see if you may be eligible for a variety of governmental programs: www.govbenefits.gov and http://www.benefitscheckup.org/
To find specific information regarding Medicaid eligibility in your State, select your state from the list below. Quick Link Select a State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maryland Massachusetts Maine Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
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tejoyo@yahoo.com - 02 Mar 2005 16:28 GMT No Jo, I don't feel let down by Social Security per se I feel let down by "The System" I have been working for 26 years mostly full-time but since I quit my job a year ago and have only been able to work one to two days a week I am eligible for absolutely nothing-I can't get Social Security not even SSI since I work and CalPers only works if I'm currently employed by them. My family has no resources whatsoever and except that I live with them for which I am eternally grateful and I have no savings left. Frankly I don't give a s##t who is better or worse off than I am I am desperate at this time and don't know what to do or where to turn which was the reason for my original post. As for bitterness yes, I'm sick of watching people abuse the system and get away with it while I have nowhere to turn after playing by the rules. I tried for a year to get a job that would pay into social security and nobody would hire me-tried offices, hospitals, etc.-I was told I was over qualified and several people questioned my ability to do the job since I am 20 years older than the average applicant-I live in the most saturated labor market in the country with one of the younger populations. I finally got a holiday dept. store job which paid minimum wage. I stood on my feet for one day and ended up in bed for a week. So I am far from blind I have been trying and trying for a year to find some way out and have gotten sicker and sicker. So don't preach at me when you've got no clue about my situation. It's really easy for you when you're comfortable and you've got your meds and your medical care. Get off your high horse lady.
islands@volcanomail.com - 02 Mar 2005 23:04 GMT Don't know if my first post went through. Blow off Jo F. and Harv they are the bullies of the group. Lots of people have bad experiences with them and I just block their posts. After my experience with them I got about 10 emails from people here telling me either they had the same thing or that they were sorry about their behavior and I should just ignore it. Block them if they bother you but don't stress, it isn't good for ya!
> No Jo, > I don't feel let down by Social Security per se I feel let down by "The [quoted text clipped - 21 lines] > when you're comfortable and you've got your meds and your medical > care. Get off your high horse lady. firechief - 03 Mar 2005 04:18 GMT > Don't know if my first post went through. Blow off Jo F. and Harv they > are the bullies of the group. STUFF IT! You're coming into ASA all hot tempered and attempting to become the all-time champ bully. Well, you ain't gonna get away with it.
... Is there a statute of limitations on islands stupidity?
Harvey R. Stone - 03 Mar 2005 14:08 GMT >> Don't know if my first post went through. Blow off Jo F. and Harv they >> are the bullies of the group. > > STUFF IT! You're coming into ASA all hot tempered > and attempting to become the all-time champ bully. > Well, you ain't gonna get away with it. Just keep in mind that in lots of newsgroups there are people just like her and it determines what the newsgroup is about. They do not run this show and will not. Please do not have an on going rant with this woman. With many,,,, it is what they need for support but the cost is too high. Harv
Harvey R. Stone - 03 Mar 2005 14:08 GMT Totally untrue and unnecessary to post this but it does tell everyone a great deal about yourself. People that want to push ideas that are not true for everyone will get a hard time here and it does not matter if you like it or not. Harv
> Don't know if my first post went through. Blow off Jo F. and Harv they > are the bullies of the group. Lots of people have bad experiences with [quoted text clipped - 36 lines] >> when you're comfortable and you've got your meds and your medical >> care. Get off your high horse lady. Charlie - 03 Mar 2005 14:43 GMT Unfortunately, you are often unable to tell truth from untruth, so who the hell are you to judge others?
> Totally untrue and unnecessary to post this but it does tell everyone a > great deal about yourself. People that want to push ideas that are not [quoted text clipped - 42 lines] >>> when you're comfortable and you've got your meds and your medical >>> care. Get off your high horse lady. Harvey R. Stone - 03 Mar 2005 15:18 GMT > Unfortunately, you are often unable to tell truth from untruth, so who the > hell are you to judge others? Hi Charlie, Please try to get to know people here and what this newsgroup is really all about. No one is judging you. No one is telling you what to post or for that matter what you do post and what it is worth. What seems to bother you the most is not not what this newsgroup has been about over the years. If you want to tell people what they can post or how they can post,,, you are wasting your time here. Please take part in any of the threads that are on going and talk about how the subject seems to you or was treated in your life with the outcome. Give it a try,,, you have nothing to loose and lots to gain.
Harv
Charlie - 03 Mar 2005 15:29 GMT > Please try to get to know people here and what this newsgroup is really all about. No one is judging you. No one is telling you what to post or for that matter what you do post and what it is worth.
On the contrary, you have done exactly that with me, that is, on the issue of using a smaller gauge needle you ranted on about how it would effect the molecules, when in fact you did not know what you were talking about. Longevity on a newsgroup does not give a person license to antagonize or insult one's intelligence.
>> Unfortunately, you are often unable to tell truth from untruth, so who >> the hell are you to judge others? [quoted text clipped - 11 lines] > > Harv Harvey R. Stone - 03 Mar 2005 16:52 GMT > On the contrary, you have done exactly that with me, that is, on the issue > of using a smaller gauge needle you ranted on about how it would effect > the molecules, when in fact you did not know what you were talking about. > Longevity on a newsgroup does not give a person license to antagonize or > insult one's intelligence. If want to find fault, a person always can and I have not always been correct with everything I have said but the same can be said for you in that you have done several posts how I should be blocked for whatever your reasons were and here you are holding a conversation with me which means you are not always consistent with what you say. I am not going to go on and on with you in this kind of posting which as a rule is not constructive for people to read over and over that have real pain in their life and come here to find support. I am going to be judgmental and think you understand what I am trying to say and can apply it to yourself as you enjoy reading this newsgroup. Harv
Charlie - 03 Mar 2005 18:18 GMT There you go yet again. Give me one reference where I ever suggested that you be blocked. I'll fedex you an empty Entrel tray if you can!
>> On the contrary, you have done exactly that with me, that is, on the >> issue of using a smaller gauge needle you ranted on about how it would [quoted text clipped - 13 lines] > as you enjoy reading this newsgroup. > Harv Harvey R. Stone - 04 Mar 2005 13:53 GMT > There you go yet again. Give me one reference where I ever suggested that > you be blocked. I'll fedex you an empty Entrel tray if you can! You are correct. My apologies. I had you confused with something else. ;-) Harv
islands@volcanomail.com - 04 Mar 2005 15:39 GMT Charlie, Don't waste your time on what many of us privately refer to as the "ASA Mafia" I've blocked three of them so far and the quality of postings I read has skyrocketed. They are hostile and become enraged when someone doesn't allow them to spew their nastiness, they specialize in giving incorrect advice and ugly responses to posts not directed at them. Firechief (who I've now blocked)almost blew a gasket in his last post to me...perhaps he'll have a stroke next time.
> There you go yet again. Give me one reference where I ever suggested that > you be blocked. I'll fedex you an empty Entrel tray if you can! [quoted text clipped - 16 lines] > > as you enjoy reading this newsgroup. > > Harv Harvey R. Stone - 04 Mar 2005 17:05 GMT > Charlie, > Don't waste your time on what many of us privately refer to as the "ASA [quoted text clipped - 5 lines] > Firechief (who I've now blocked)almost blew a gasket in his last post > to me...perhaps he'll have a stroke next time. You have so much anger that support is impossible by me and better handled by others. Please apply what I said to Charlie to yourself. I am not the reason for your anger and inner pain or I should not be. This is a support group. Please tell us more about what your problem is in the arthritis field and others can help you with them. My last post with you. Harv
firechief - 05 Mar 2005 00:34 GMT islands wrote:
> Firechief (who I've now blocked) The feeling is mutual, troublemaking newcomer, trying to bully your way into the group.
You're gone from this end also.
firechief - 04 Mar 2005 07:25 GMT > Longevity on a newsgroup does not give a person license to > antagonize or insult one's intelligence. Too bad you don't have any of that intelligence.
... Artificial intelligence is no match for Charlie's natural stupidity.
firechief - 04 Mar 2005 07:22 GMT > Unfortunately, you are often unable to tell truth from untruth, > so who the hell are you to judge others? STUFF IT, you imbecile.
You're not going to just walk into ASA and run over people.
... Sometimes when it's quiet, you can hear Charlie's brain cells die.
Janet R - 01 Mar 2005 19:29 GMT Here are some replies I received from the group when I asked about advice for disability. Its long...may wanna print it out!
Janet R
********************* Don't know how much time or energy you have to put into this, but when I initially applied, I had first called and had the forms sent to me so I could fill them out in the comfort and privacy of my own home. I also did the interview with them by phone. I got copies of all my medical records myself and went through them in the evening while watching tv. I put everything in date order and also highlighted anything that I thought might be important for the disability caseworker to read. With the highlighting, this drew their attention to certain things that were very specific in backing up my disability claim. I also made copies of EVERYTHING I sent them as they tend to "lose" a lot of things or say they never received the stuff. I also sent everything by certified mail so they had to sign for it and such. By having copies of everything and having it all in date order, whenever they said they didn't have something, I could pretty quickly find it and either fax it to them or resend it to them by mail. This really seemed to keep things moving and not stalling. By also highlighting, it made their job a bit easier as well. It is time consuming and not something that can just be done overnight, but I found if I did this while watching tv at night, I could get a fair amount accomplished and it didn't seem overwhelming. I also think it helped me to get approved on my first go round without having to go see any other doctors or do anything else extra. I also had tremendous support from my doctors during this time as well. I was very lucky to get approved on my first go round and also at such a young age. (I was only about 34 at the time) I have also done the same thing everytime I come up for review. By highlighing all the important stuff, keeping it all in date order, etc, it makes it awfully hard for them to claim they don't have certain things.
You have gotten some good advice from some of the others as well. Good luck to you and sure hope it all goes smoothly for you!!!
Donna G ************************************** One thing that helped me was that I typed out a list of things I could no longer do, such as getting into and out of the bath tub, standing up to prepare food or wash dishes, go up and downstairs more than twice a day, etc. Also, how I had to modify daily tasks...using the microwave instead of the oven, having dishes and pans at eye level instead of in upper/lower cabinets. You can think of many other things, I'm sure. I also included many things at my employment that were causing me trouble. I brought this list to my RD and he incorporated it in my chart. Remember it is the doctor's notes that SSA is interested in rather than just his openion that you are disabled. You have to let him know exactly what is going on in your life. Another hint is when you get the forms from SSA to fill out, use a notebook or blank paper for your first draft. There is not a lot of room on those forms so you will have to be concise without leaving anything important out. Good Luck.
Ann ********************************** Do NOT include any hobbies/pastimes which could in the least indicate a talent that might be transformed into a job.
Do NOT include any time you spend on a computer at home.
Minimize your education/experience/talents.
Maximize your limitation. "I can sit for only 30 minutes, then must get up to prevent stiffness." "My legs get tired/buckle if I stand more than 15-20 minutes." "I often fall asleep at my desk because of fatigue."
******************************************* It would be helpfulful for you get copies of "all" of your records from hospitals, dictor's offices, clincs, etc. This alco includes readings of all related X-Rays, blood tests, or any other related tests. It is also very helpful to enlist the help of a lawyer. He/she will be able to determine if the evidence you have provided merits SSI consideration.
You will need a photo ID, W2 forms from your last employer, and details of what types of physical limitations you have (in your own words). **************************************************** Have you visited the SSA disability web site and read up on the various programs and their requirements?
Here is a link to the SSA disability web site.
http://www.ssa.gov/disability/
Here is some general information.
http://www.ssa.gov/pubs/10153.html
Here is a list of frequently asked questions about SSA disability.
http://www.nosscr.org/faqind.html
Here is a disability planner.
http://www.ssa.gov/dibplan/
Here is information on utilizing outside doctors/psychologists should the data you submit not substantiate your claim of disability.
http://www.ssa.gov/pubs/10087.html
Here is the "Red Book" that may answer many of your questions.
http://www.ssa.gov/work/ResourcesToolkit/redbook.html
Here is the "Blue Book" that will provide the criteria for determining disability/eligibility. This is considered the "bible" of disability determination for SSA/DDS.
http://www.ssa.gov/disability/professionals/bluebook/
Here is information on family benefits in case you have family living with you.
http://www.ssa.gov/dibplan/dfamily.htm
If you also receive Workers Compensation, here is information on how that affects SSA disability.
http://www.ssa.gov/pubs/10018.html
Here is information specifically if you are blind.
http://www.ssa.gov/pubs/10052.html
Here is information on the representative payee program if you have difficulty with managing your own money.
http://www.ssa.gov/payee/
Here is the Medicare web site if you would like to learn more about that aspect of being on SSA disability.
http://www.medicare.gov/
Depending how in depth you care to research, here is the operations manual that all SSA employees must operate under. It keeps your DDS representative on their his/her toes when you start citing poms. <g>
http://policy.ssa.gov/poms.nsf/poms?OpenView
You will find that most state benefit programs tend to be income based intended for those in need. Depending on your own personal financial situation, you may want to research your state agencies that handle Title 19. Here is information on the federal Title 19 program.
http://www.ssa.gov/OP_Home/ssact/title19/1900.htm
Or go to Yahoo and type in title XIX and your state name to find who out more information for your local area.
If after reading all of the above and you feel overwhelmed, here is information on having a representative assist you.
http://www.socialsecurity.gov/pubs/10075.html
This should keep you busy for a couple hours. <g>
-- Kiyoshi ********************************* the only suggestion i'd make is for you to make certain your physcian writes "totally and permanently disabled" somewhere on the forms he signs. don't know where you live, and i suppose it shouldn't matter, but here in washington social security case workers will help you over the phone with the forms and will often even interview you over the phone, so that you don't have to drive to the ssa office. hope it goes smoothly and expeditiously for you.
kate *******************************************************
: Hi, : I'm a woman in my early 40's, divorced (i.e. no financial support or [quoted text clipped - 26 lines] : Thanks for your help. : T tejoyo@yahoo.com - 01 Mar 2005 20:39 GMT Janet, Thank you very much for the reply, yes I'm going to print it out. I have printed out several things from this group and put in my [sadly]ever-growing file. Unfortunately today I found out that as a career-long public employee since I have never paid into Social Security (actually I did first thing in my working life but need 4 more years or I won't get anything back)I am not eligible for any kind of SDI or SSDI. Public employees pay into other pension systems than social security so while theoretically I could get some sort of disability, I am not working full-time now and therefore not eligible-it's an awful catch 22. I feel like I'm sort of in a waking nightmare. I'm hoping I can do something easier on me and at least get back into the system. I wrote a letter to my Congressman today-never done that in my life but I've been paying taxes since I was 16 and this is how I end up... Thanks again for the info. T
> Here are some replies I received from the group when I asked about > advice for disability. Its long...may wanna print it out! [quoted text clipped - 5 lines] > I > initially applied, I had first called and had the forms sent to me so
> I > could fill them out in the comfort and privacy of my own home. I also [quoted text clipped - 6 lines] > were > very specific in backing up my disability claim. I also made copies
> of > EVERYTHING I sent them as they tend to "lose" a lot of things or say [quoted text clipped - 48 lines] > first > draft. There is not a lot of room on those forms so you will have to
> be > concise without leaving anything important out. Good Luck. [quoted text clipped - 131 lines] > : I'm a woman in my early 40's, divorced (i.e. no financial support or > : back up health insurance), no children and no family I can count on
> for > : any kind of emotional support except my mother and I'm unable to [quoted text clipped - 15 lines] > disabled > : (autistic and mentally retarded) he has been on disability since he
> was > : a teenager and was put in a group home. He has the family looking > out > : for his interests but the quality of his care has not been good and
> he > : is far less aware than I. Is there somewhere I can get clear, [quoted text clipped - 10 lines] > : illness? Any place you can direct me to get info? On the arthritis > : website it said that 50% of all people with RA end up on disability
> 10 > : years after first diagnosis and the Lupus website had similar > : statistics so I don't think I'm being paranoid. > : Thanks for your help. > : T Nann Bell - 03 Mar 2005 02:57 GMT > I wrote a letter to my Congressman today-never > done that in my life but I've been paying taxes since I was 16 and this > is how I end up... That's what I was about to suggest, then I got to the final line and saw you'd already done it! I think that was a wise thing to do. If you find there is indeed no way to get disability from the state program as you would have been able to with the federal program, you can start raising a stink about it - write all the papers and TV stations. heehee, if nothing else,it'll give you a new hobby. Maybe you can get things changed, though I know CA has its plate full of problems already.
 Signature Nann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare
wireless155 - 02 Mar 2005 20:06 GMT Not true: 50% of the people with RA do NOT end up on Disability within 10 years of diagnosis. First, the definition of disability is at issue here. What DOES happen is that you usually get rejected for Disability and related types of insurance products( I am an Agent); that being the case, wheoever floats this bogus stat about disability in 10 years could very well be playing a game from the Underwiring point of view justifying why the industry does not write or cover RA aplications. In other words, they all get disabled in 10 years, wo we're justified in not underwriting them. I had a policy made to exclude RA, but not its complications. Ok, fair enough. But still, watch the false buzz out there. It can ruin your day. Don;t let it.
J
tejoyo@yahoo.com - 02 Mar 2005 20:34 GMT > Not true: 50% of the people with RA do NOT end up on Disability within > 10 years of diagnosis. First, the definition of disability is at issue [quoted text clipped - 10 lines] > > J J, If what you're saying is correct then it's a comforting thought that half of all RA patients don't end up on disability. But I actually got that statistic from the Arthritis Foundation website about a week ago-it scared the heck out of me (I'm scared enough already didn't take much to send me into panic) I know enough to know about "...lies, damn lies and statistics" (Samuel Clemens) but I also thought that if anyone the Arthritis Foundation would be a pretty reputable source...Anyway I pray you're right...
wireless155 - 02 Mar 2005 20:09 GMT You CAN do some part-time work without sacrificing benefits. It's not an EITHER/OR Zero Sum kind of situation. It's not black and white. It has to do with how much money you earn, and what kind of work you do. For instance, if one were claiming disbility of a physical type and worked for 8 hours a week on a road crew, then any SSDI Judge ain;t likely to see things the Appellant's way. Point being, you can work P/T and not preclude benefit receipt. J
wireless155 - 02 Mar 2005 20:09 GMT Let me say this, though: without Enbrel, I would have been disabled.
J
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