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Medical Forum / Diseases and Disorders / Arthritis / January 2008OTP - Dental Insurance
Carole wrote: > Or if anyone knows of another plan that would be good for > me since I'm on disability, please let me know. If your income and assets are low enough, you may qualify for Medicare. That covers medical/dental/meds. ... Complexes are the complexity of modern day civiiaztion. ___ Blue Wave/QWK v2.12 Here in Missouri Medicaid (I think that's what you meant) usually will pay for the tooth to be extracted when you are eligible for it with the income guidelines, etc. It will pay for almost nothing in the way of preventatives or cleanings or fillings, etc. I also have Delta Dental thru retired military. Funny- our premiums for either plan are higher than what you quoted. We had the basic plan and cancelled it- it really paid for nothing but the cleaning once a year. Now we're on the better plan- we'll see how that goes. One dumb thing with Delta- if you require a filling and it's not on one of the very front teeth they will only pay for a "silver" filling. My dentist said he hasn't been able to buy the material for those things for years now. It isn't available! So Delta has an out on all fillings but the very front teeth- since all fillings are the white stuff! (Aren't I just a wonder with dentist-type terminology? LOL) Leslie > Carole wrote: > [quoted text clipped - 6 lines] > ... Complexes are the complexity of modern day civiiaztion. > ___ Blue Wave/QWK v2.12 Leslie: My Delta covers silver filling also but they will pay the amount of that coverage and then I pay the difference for a "white" one. I think your coverage would do the same. If someone only has cleanings and no problems, I don't think the coverage is worth the premiums but it worked well for part of last year for me and I will use it all this year too. Ann > Leslie: My Delta covers silver filling also but they will pay the > amount of that coverage and then I pay the difference for a "white" one. [quoted text clipped - 3 lines] > too. > Ann I thought they banned those silver fillings ages ago???? Carole: The silver (amalgam) has a bit of mercury in them and there was a flap some time ago about it but never was banned. They are stonger than the white fillings according to my newest dentist. I have one tooth filled with silver and that's the one that needs a crown before it falls apart completely. The previous composite filling in it would not hold. Ann > Carole: The silver (amalgam) has a bit of mercury in them and there > was a flap some time ago about it but never was banned. They are [quoted text clipped - 3 lines] > would not hold. > Ann Ah, OK. I remember the flap about the silver fillings. I don't mind silver in the back teeth, but I have bonding on my front teeth (due to crappy work done by a dentist in my younger days), and the bonding needs to be redone as it's all discolored and looks yucky. And now that I'm getting thinner, I'd like to be able to smile more :) Carole >> Carole: The silver (amalgam) has a bit of mercury in them and there >> was a flap some time ago about it but never was banned. They are [quoted text clipped - 10 lines] > > Carole I can't help but wonder. Once upon a time, a really good dentist could match any repairs to the front teeth to your natural tooth color. And most people had a tooth color. What happens now that blinding white seems to be the required color for human teeth, no mater what nature had in mind. Does everyone have to get their dental work redone to match their now dazzling teeth? It they get ultra white work done on their teeth, does it discolor at the same rate as their own ivory? Anyone else think its ridiculous that all actors now, regardless of the age, era, or socioeconomic class of the character they play. have whites way whiter than pearls? Its almost as silly as watching the westerns made in the fifties and sixties. Where the women are in period costume, but obviously wearing mid twentieth century underwear. And the men's clothes are never dirty or worn out. It hasn't been so many years ago that many more folks wore dentures. If they had been the color that now seems to be required for teeth, everyone would have made fun of them. Jo > I can't help but wonder. Once upon a time, a really good dentist could > match any repairs to the front teeth to your natural tooth color. And most [quoted text clipped - 3 lines] > teeth? It they get ultra white work done on their teeth, does it discolor > at the same rate as their own ivory? I remember the dentist having little samples of different shades of ivory. When I was younger I had a cavity in my front tooth. The dentist put some while filling in it. You could tell it was a filling as it didn't match. Then every time it fell out, more of the tooth came with it. I finally switched dentists and the new dentist did bonding. I couldn't believe the difference in the way it looked. You do have to have it redone every so many years though and I've had this since 1997 so it's more than time :) > Anyone else think its ridiculous that all actors now, regardless of the age, > era, or socioeconomic class of the character they play. have whites way > whiter than pearls? They all have those lumineer thingees. And if you look closely, it's only American actors. Actors in the UK do not get their teeth done the way they do over here. I'm always amazed when I watch my English comedies and my favorite soap, Coronation Street. In England if you have crooked teeth, they are considered to have character. Over here everyone has to be bloody perfect. My teeth do have character, they are just falling apart :) Carole > I can't help but wonder. Once upon a time, a really good dentist could > match any repairs to the front teeth to your natural tooth color. And most [quoted text clipped - 3 lines] > teeth? It they get ultra white work done on their teeth, does it discolor > at the same rate as their own ivory? They still match the color, but I don't know what they do if you get bleaching to keep them white. Probably you end up getting veneers through the years. Composite fillings and crowns do NOT bleach as natural tooth enamal does. They also stain readily, especially from coffee and tea (says the coffee addict with much dental work!) > Anyone else think its ridiculous that all actors now, regardless of the age, > era, or socioeconomic class of the character they play. have whites way > whiter than pearls? Amen!!!!! Saw something recently that was more realistic - forget what it was though. It was wonderful not to have blinding white teeth distracting you all the time! LOL  SignatureNann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare > One dumb thing with Delta- if you require a filling and it's not > on one of the very front teeth they will only pay for a "silver" filling. > My dentist said he hasn't been able to buy the material for those things for > years now. It isn't available! So Delta has an out on all fillings but the > very front teeth- since all fillings are the white stuff! (Aren't I just a > wonder with dentist-type terminology? LOL) The silver, or amalgam, fillings (guess whose husband used to work dental boards!) are much better for back teeth that take the pressure of chewing. There was widespread enthusiasm for the composite (white) fillings initially, but it turned out they leak around the edges under the pressure of extensive chewing. So, believe it or not, Delta is taking the best course. I know all of this because I ha some large back fillings done with composite early on. They all had to be replaced within a few years due to decay around the fillings. By then I was back in Florida with my childhood, excellent dentist and I learned why I shouldn't have had composite fillings there from him. I now have huge amalgam fillings there and am on the crown-a-year plan to cover those before the remnants of enamal give up the battle. Oh, and amalgam IS available! I've had amalgam fillings recently and I don't understand wy your dentist can't get the stuff if mine in remote Michigan can! SignatureNann remove the Gator cheer to email me Simply the thing I am shall make me live --- William Shakespeare >> One dumb thing with Delta- if you require a filling and it's not >> on one of the very front teeth they will only pay for a "silver" filling. [quoted text clipped - 27 lines] > understand wy your dentist can't get the stuff if mine in remote Michigan > can! I got my "silver" fillings over fifty years ago and they are all still in great shape. I wouldn't want anything else in the back teeth. Don't want to be sitting in a dentists chair getting them replaced if I live another twenty years. Jo > The silver, or amalgam, fillings (guess whose husband used to work dental > boards!) are much better for back teeth that take the pressure of chewing. [quoted text clipped - 11 lines] > understand wy your dentist can't get the stuff if mine in remote Michigan > can! Thanks for the explanation, Nan. I'm thinking about getting the Delta plan as there are a number of dentists near me who take it. I'm still researching though :) Carole I got Delta Dental when it was offered by Tricare before I quit work (where I still had a dental insurance). I was sure glad as it has really helped. I feel the premiums are reasonable for one person. Now, this coming October, they are going to start covering implants! Of course, most of mine are already in, but I may be able to stall the last two so at least part of them will be covered. I read that other insurance programs are going to cover implants, too. That was my one big worry when I looked at retiring was dental coverage. SignatureNavy Take out the FISH to email me. > >> The silver, or amalgam, fillings (guess whose husband used to work dental [quoted text clipped - 19 lines] > > Carole > I got Delta Dental when it was offered by Tricare before I quit work (where > I still had a dental insurance). I was sure glad as it has really helped. [quoted text clipped - 4 lines] > cover implants, too. That was my one big worry when I looked at retiring > was dental coverage. Thanks, Navy. The dentist that I am leaning towards using is in Delta dental so I'm probably going to go for it. As long as I join before the end of January, covereage starts in February. I think I'll need implants on the bottom, so this is good news. My problem is going to be paying for my share, but maybe the dentist will take pity on me :) Carole > I got Delta Dental when it was offered by Tricare before I quit work (where > I still had a dental insurance). I was sure glad as it has really helped. [quoted text clipped - 4 lines] > cover implants, too. That was my one big worry when I looked at retiring > was dental coverage. Which program do you have? AARP has two plans. They are both considered Delta Dental PPO's. I don't see anything about them covering implants though, or was that something sent just to subscribers? Carole I got mine through Tricare for Life - military health care - not through AARP. Coverages are different, I know, for different groups. Good luck. From what I read, I believe the implant coverage won't start until October. SignatureNavy Take out the FISH to email me. > >> I got Delta Dental when it was offered by Tricare before I quit work [quoted text clipped - 11 lines] > > Carole > Carole wrote: > [quoted text clipped - 3 lines] > If your income and assets are low enough, you may qualify > for Medicare. That covers medical/dental/meds. I'm on Medicare. But as a single person, they tell me I'm getting too much money to qualify for anything (yea, right!) Maybe I should have a couple of kids and then I'd qualify :) Carole |
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