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Medical Forum / Diseases and Disorders / Alzheimer's / December 2006

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Care Options After the Money Run Out

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Tony D'Amico - 23 Dec 2006 16:56 GMT
Hello all -My Aunt is at a stage in her Alzheimers where she requires 24
hour care.  She is in a Alzheimer care unit of a wonderful assisted living
facility in New Jersey.

The facility has been draining her life savings to almost empty to pay for
this care.  My question to you all is - what are the options when her money
is gone?  Will she have to leave that home for a state run facility?  Will
Medicare help pay for her care?  If you could point me to a place where I
can find these answers, I'd appreciate it.

Thank you,
Tony
John Inzer - 23 Dec 2006 17:24 GMT
> Hello all -My Aunt is at a stage in her Alzheimers where she requires
> 24 hour care.  She is in a Alzheimer care unit of a wonderful assisted
[quoted text clipped - 8 lines]
> Thank you,
> Tony
=========================
Sounds like a nursing home with
Medicaid as the provider will be
your next step. If you check with
nursing homes in your local area
they should have staff who could
steer you in the right direction for
getting set up.

Maybe the following site will
offer some ideas:

New Jersey Medicaid
http://www.state.nj.us/humanservices/dmahs/dhsmed.html

BTW my mother-in-law spent a little
more than 4 years years in this same
situation...as have the loved ones of
several other regulars in this group.
It's not as bad as it sounds.

Signature

John Inzer

Dana Carpender - 28 Dec 2006 02:43 GMT
>>Hello all -My Aunt is at a stage in her Alzheimers where she requires
>>24 hour care.  She is in a Alzheimer care unit of a wonderful assisted
[quoted text clipped - 29 lines]
> several other regulars in this group.
> It's not as bad as it sounds.

My brother recently had a long conversation with a woman whose mother
had ended up living long enough to wind up on Medicare; she said they
were quite satisfied with the quality of care she received.

I really think that money makes the biggest difference early on, when
they can appreciate activities and stuff; we moved Mom out of a place
where they did nothing but sit around and watch television to a place
with a busy schedule of activities -- and it's considerably more
expensive.  But we can see the day coming soon where mom will be
bedridden and completely out of it, and at that point, so long as she's
kept warm and clean and turned often enough to prevent bedsores, and the
caregivers are kind, I don't think anything else will matter much.

Dana
ladylove77 - 28 Dec 2006 14:38 GMT
Dana, Medicare does not pay for nursing home care, it is Medicaid.
Gwen

>>>Hello all -My Aunt is at a stage in her Alzheimers where she requires
>>>24 hour care.  She is in a Alzheimer care unit of a wonderful assisted
[quoted text clipped - 44 lines]
>
> Dana
Dana Carpender - 29 Dec 2006 22:56 GMT
> Dana, Medicare does not pay for nursing home care, it is Medicaid.
> Gwen

Sorry.  Not having any experience with either, I'm colorblind. :-)

Dana
ladylove77 - 23 Dec 2006 17:29 GMT
Tony, both my father and mother were on Medicaid (in Georgia).  It is
available in every state, sometimes under a different name.  It is for
people who don't have the money to pay for private care.  Medicare does not
pay for any type of permanent care.
Gwen

> Hello all -My Aunt is at a stage in her Alzheimers where she requires 24
> hour care.  She is in a Alzheimer care unit of a wonderful assisted living
[quoted text clipped - 8 lines]
> Thank you,
> Tony
Tony D'Amico - 23 Dec 2006 20:01 GMT
Thank you John and Gwen for your help.  I will look into these options.

Happy Holidays to all!

> Tony, both my father and mother were on Medicaid (in Georgia).  It is
> available in every state, sometimes under a different name.  It is for
[quoted text clipped - 14 lines]
>> Thank you,
>> Tony
Dana Carpender - 28 Dec 2006 02:40 GMT
> Hello all -My Aunt is at a stage in her Alzheimers where she requires 24
> hour care.  She is in a Alzheimer care unit of a wonderful assisted living
[quoted text clipped - 5 lines]
> Medicare help pay for her care?  If you could point me to a place where I
> can find these answers, I'd appreciate it.

We've been told that in California (where my mom is,) if her money runs
out, Medical will kick in and take care of her till she dies.  But my
attorney advises us that the laws differ from state to state, so you
really need to talk to someone in NJ.

Dana (born a Jersey girl herself)
Chuck Whealton - 28 Dec 2006 15:37 GMT
> Hello all -My Aunt is at a stage in her Alzheimers where she requires 24
> hour care.  She is in a Alzheimer care unit of a wonderful assisted living
[quoted text clipped - 8 lines]
> Thank you,
> Tony

Tony, in addition to what the others here have mentioned, when my late
Mother began to suffer from dementia (probably due to mini strokes), we
went to a lawyer that specialized in elder care.  She was great.

One thing she did mention, which we never ended up having to
use/test/see, is that if a patient is in a long-term care facility,
that facility may have a number of beds that are for medicaid patients.
In other words, if your Aunt is already there, she MIGHT be able to
stay there if/when medicaid starts paying.

If I'm totally off on this, then by all means, somebody in the group
please correct me.

If I were you, I'd start the process of checking into this now.  I
certainly wish you the best of luck.  It's a trying time that many in
this group have been through.

Charles R. Whealton
Charles Whealton @ pleasedontspam.com
 
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