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I would suggest that you contact an attorney
and explore your options. There's always the
possibility of being sued if someone is injured
on your property.

In Ontario, Canada, as an employer, irrespective of the terms of
payment, if its full time, you have to register with the Workers
Compensation Board and pay appropriate insurance premiums based on the
classification of the work. Its the law here, and it really is for the
protection of the employer as much as for the employee. Its easy to get
hurt working in a domestic environment - after all, few homes are set
up for the kind of heavy care that someone with AD may need, so there
are lots of chances for slips, trips, falls, back injuries from lifting
etc. - those kind of injuries that can lay your employee up for an
extended period of time, unable to work.

Mary

you'd better talk to an attorney right now.  it might be possible
that your mother's homeowner's liablility insurance might cover
it.  if it doesn't, and you didn't have a workers' comp policy to
cover injuries, you might be in trouble with state law for not
having it for an "employee".

it's possible that the person is scamming you, too.  workers'
comp insurers often hire private investigators to see if the
person is doing activities incompatible with the claimed injury.

seriously, you need to talk to a lawyer experience in
**fighting*** personal injury claims.

events like this are why folks hire nursing services, which carry
workers comp, and pay social security and UI taxes.