> That sounds kinda' like my dad. He told me that my chuch didn't need a
> buliding fund, that he would provide the money for the new building. And
[quoted text clipped - 3 lines]
> keep asking each other if we've figured out where he buried all his money!
> Gwen
>> That sounds kinda' like my dad. He told me that my chuch didn't need a
>> buliding fund, that he would provide the money for the new building. And
[quoted text clipped - 14 lines]
> was just positive that she had forgotten to give us anything. sigh
> AW
Hi AW,
We went through that sort of thing with Ida. Eventually we got to the place
where we preferred to ignore holidays or events, because she would obsess
and experience delusions about it for weeks afterwards. We'd be deluged
with questions and strange stuff for so long and nothing would put it out of
her mind. It was disturbing and upsetting to her, and she just couldn't
let it go.
I eventually realized that every day being much like the one before it was
not boring to her, it was secure and comfortable. To normal people,
holidays represent a break in the routine and we look forward to them. To a
person with Alzheimers, the break in routine signals all the things they
forgot to do and the uncertainty and insecurity sets off almost a "wobble"
effect that lasted for weeks and weeks after.
One year Ida wished us "Happy New Year" every day for months. She thought
we were planning to go out to a big party (every evening) and not take her,
and was a bit miffed about it. This delusion lasted until the middle of
March. It was rough on her and rough on us. When you would tell her it
wasn't New Years anymore, she thought you were trying to trick her.
Evelyn
augustwestern - 27 Dec 2005 18:56 GMT
> Hi AW,
>
[quoted text clipped - 19 lines]
>
> Evelyn
That's a pretty accurate description of what happens with my MIL. At least
my MIL doesn't seem to get too upset about things but often she is
incredulous at what we tell her. A couple nights ago she wanted the address
of her old boyfriend who died 8-9 years ago. She just couldn't believe he
was dead and had been dead for so long. She often thinks she is just
visiting.
I'm now dealing with dementia with both my MIL and my father. Both have some
AD along with some dementia from other causes. My father has spent 5 months
of the past year in a nursing home and will probably get out the end of Jan.
Then he will return to their tri-level house where I am betting he doesn't
last 6 weeks before falling again and breaking something.
My new rant is that my father bought long term care ins. 13 years ago and
recently when my mother turned in the first claim, the ins. company made one
payment then told her the original salesman had made an error and sold them
the wrong policy and no further payments would be forthcoming. I am
astounded that every person I've met who has bought long term care ins.
seemingly gets screwed by the ins. co. when they finally need the coverage
they purchased. My MIL's boyfriend who died at 89 paid for 38 years - 8
years past having a fully paid up policy and he was talked out of accepting
the care when he really needed it. After he got old and goofy the ins.
company started feeding his fears about going into a nursing home and so not
only did they get away with taking 8 years of extra payments but they also
avoided providing the care he had paid for. AW
Evelyn Ruut - 28 Dec 2005 02:31 GMT
>> Hi AW,
>>
[quoted text clipped - 62 lines]
> only did they get away with taking 8 years of extra payments but they also
> avoided providing the care he had paid for. AW
Hi AW,
That is absolutely despicable! There has to be some sort of a watchdog
agency that this could be reported to! I would try the attorney general of
your state, as well as the better business bureau, and keep on writing and
making a fuss till someone listened to me!
Regards,
Evelyn
Gwen Love - 28 Dec 2005 02:38 GMT
Those insurance companies certainly should have been reported to the state
Insurance Commissioner, or whatever law should handle it in that state.
Both of those are outrageous.
Gwen
>>> Hi AW,
>>>
[quoted text clipped - 81 lines]
> Regards,
> Evelyn
Karen - 31 Dec 2005 16:29 GMT
I have to say I was dramatically impressed by my MIL's LTC insurance
company. When we made the first claim for her, they were extremely helpful
and have kept paperwork to a bare minimum over the five year span I've been
dealing with them. I've tried to get my Mom to buy it and she insists that
she can't afford it but won't let her kids help ("If I have something like
that you might try to stick me in a home").
Karen
-----snip-----
> My new rant is that my father bought long term care ins. 13 years ago and
> recently when my mother turned in the first claim, the ins. company made one
[quoted text clipped - 8 lines]
> only did they get away with taking 8 years of extra payments but they also
> avoided providing the care he had paid for. AW
Gwen Love - 31 Dec 2005 18:44 GMT
Karen, how lucky you are. I tried three times to get LTC for my childrens'
protection and was turned down by all three. So I just gave up and told my
son to just take me out back of his garage and shoot me if I need LTC.
Gwen
>I have to say I was dramatically impressed by my MIL's LTC insurance
> company. When we made the first claim for her, they were extremely
[quoted text clipped - 27 lines]
>> also
>> avoided providing the care he had paid for. AW
Evelyn Ruut - 31 Dec 2005 20:34 GMT
> Karen, how lucky you are. I tried three times to get LTC for my
> childrens' protection and was turned down by all three. So I just gave up
> and told my son to just take me out back of his garage and shoot me if I
> need LTC.
> Gwen
Dear Gwen,
I just got off the phone with a friend who is considering her options as
well.
Fortunately there are other ways of getting around it than getting shot
behind the garage :-)
I know a couple who put their home in their childrens names already, years
ago. If either of them needs LTC they are assured that the kids already
have their inheritance, and the home is still safe for the remaining one to
live in.
You really need to make some serious plans in advance to be assured that
your assets are protected. An elder care attorney needs to set things up
for you.
Regards,
Ev
Anthony Shipley - 02 Jan 2006 07:27 GMT
>Karen, how lucky you are. I tried three times to get LTC for my childrens'
>protection and was turned down by all three. So I just gave up and told my
>son to just take me out back of his garage and shoot me if I need LTC.
Gwen,
LTC is not an abbrevation to us poor miserable souls not living in the hell
called the U.S.A........
anthony shipley
Run away with me; I can make you unhappy.
Gwen Love - 02 Jan 2006 07:42 GMT
Anthony, LTC means Long Term Care. Sorry.
Gwen
>>Karen, how lucky you are. I tried three times to get LTC for my
>>childrens'
[quoted text clipped - 11 lines]
>
> Run away with me; I can make you unhappy.
Anthony Shipley - 02 Jan 2006 08:04 GMT
>Anthony, LTC means Long Term Care. Sorry.
Thanks, Gwen!
anthony shipley
Run away with me; I can make you unhappy.